European Financial Services Roundtable

AIG is a multinational corporation that offers a wide variety of services to its customers. From property and casualty services to investment funding, AIG’s broad range of services helps them be ahead of its competition in certain areas. These services are offered to individuals and also businesses, which allows them to focus on two different target markets. With tough competition such as Allianz SE and Zurich Insurance Company, AIG has to keep up with its competitors by offering better value to its broad range of customers. The finance and insurance industry has been a very profitable one in the past years. In 2012 alone, the insurance industry’s net premiums added up to approximately $1.27 billion. In 2013 for the finance industry, earnings grew about 23 percent to $42.3 billion, which led to the 16th consecutive quarter of rising earnings. There are plenty of signs that show the industry will continue to grow. AIG needs to consider focusing more on the financial side and perhaps advertising it a bit more to attract new customers.…

“varying rules and standards led to certain entities not being regulated at all, with others subject to less oversight than their peer financial firms organized under different charters” (Morrison & Foerster, 2010, p. 6). After the financial crisis, analysts pointed to the “many regulatory failures” and gaps in oversight as the reason unethical and illegal practices were overlooked or ignored (Madrick, 2010, para. 3). As a result, the provisions set out by Dodd-Frank included several…

States I was diagnosed the real reason of my weakness, but I haven’t yet recovered fully. The illness had a profound effect on me. I thought that it was a punishment for my futile past, and felt the strong need for change. After five years of waiting for my US immigrant visa I eventually got it and in November 2013 I arrived in the United States. Shortly after coming to the United States I read the book that changed my personality forever. The book “Street Smarts” by Jim Rogers dramatically…

Article Analysis Paper The United States consumes more than 25% of the world’s petroleum products which is a large percentage, considering only 3% of the world’s oil reserves are produced by the United States. Given the demand for petroleum products such as gasoline, understanding why Crude oil prices have skyrocketed in recent years, is not hard. According to the article “Ending America’s Oil Addiction,” the surge in crude oil prices can be reduced in large part to the simple concepts of…

Corporate Social Responsibility (CSR) and Business Code of Ethics are a vital piece to operating a business. The code of ethics involves guidelines that aid employees when conducting business transaction with honor and integrity. Corporate social responsibility involves a company including concepts that concern cultural, social and environmental issues in their business transactions, operations and how they interact with stakeholders. If one were looking to review both concepts, one would…

 Dynamic Service Creation: The OGSA model can dynamically create and manage new service instances and also can necessitate the existence of service creation services. The OGSA model defines a standard interface (Factory) and semantics which a service creation service must provide [1].  Lifetime Management: Any distributed system is supposed to deal with any number of failures. Especially in a system which involves transient, stateful service instances, there should be an option available to…

Money has always been a dilemma throughout civilization. Financial stability as well as other people’s social hierarchy is also something many people in different decades and until now deal with. At times, money can cause to take control over a person due to their strong desire to have a large amount of money in their pockets as well as using that money to become powerful. Usually, the drive to earn money is because they want to raise there social hierarchy or to live a lifestyle of buying…

HDFC Regalia First Credit Card HDFC Regalia Credit Card is a card offered by HDFC bank. The card comes with special privileges and benefits. The card also offers the feature of reward points on all card transactions. These points when accumulated can be used to purchase gifts and other items. Why HDFC There are plenty of banks in the market that offer credit card facilities. What makes HDFC unique is the fact that it is the second largest private bank in the country. It has a network of…

Public Bank Berhad (PB) is the largest domestic bank in Malaysia. It was founded by Tan Sri Dato’ Sri Dr. The Hong Piow in year 1966. One year later, the bank was listed in KLSE (year 1967). Public Bank is highly well-known for its asset quality, strong balance sheet, good corporate culture, wise management and high class customer service. Public Bank is offering a wide range of financial services which comprise of retail commercial and consumer loans, trade finance, wealth management products,…

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