Financial Problems of Students Essay

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    Testing for Financial Aid Financial aid helps students and their families pay for college. Financial aid is a great program for families that have low income and cannot afford college at a self-pay rate, or have too poor of credit to obtain a student loan. Drug testing should be a part of the enrollment process for financial aid. It should be mandatory for all students to get drug tested when they are applying for government assistance, the government should not support illegal behavior. Drug testing will discourage them to abstain in the use of illegal drugs, since they will not get approved for financial aid if they fail a drug test. Three reasons that are important to drug testing for financial aid are: to help with the use of substance abuse, it helps students get help with problems they did not know existed, and finally it creates less stress on where the money is going and what it is being used for. One of the most important reasons for financial aid applicants to get drug tested, is to help with the use of substance abuse. Substance abuse is real problem is today’s world. Applicants applying for financial aid would be less likely to be do drugs and less likely to buy illegal drugs if they had an incentive to remain drug free. Dissuading students from the use of illegal substances…

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    College is a big obstacle for students coming out of high school. College is such an obstacle because not everyone has enough financial support to go through college. Adam Davidson discusses in his article, Is College Tuition Really That High? , that the average student does not receive enough financial aid. Education is one of the most efficient way to become successful and to learn more about the world they live in. College proves difficult for many, but getting a stable job is the goal of…

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    order to investigate and analyze financial knowledge and financial behaviors of 21st century Chinese college students in Zhejiang province, this research uses a questionnaire to collect relevant data. Based on descriptive analysis and t test, the key findings are as follows. Firstly, a majority of the students receive financial knowledge and information from different kinds of media, which shows that the media has become increasingly influential in conveying information for students. In…

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    Banks and other financial institutions that prey on college students by giving loans for colleges are relying on the fact that you might not know what the loan might entail for you in the future. If not explained properly, your small little debt might grow to become a huge one with the interest accumulated. Without the proper financial knowledge, loan will become an obstacle in obtaining a quality education. In past eras, money was utilized for all intents and purposes for every purchase. Today,…

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    preparation and googling through college necessities go to waste. You ask yourself one question, “Even though I put in so much of hard work and efforts to get into this university, is it fair to all the efforts I put in that the only thing stopping me from attending my dream university is money?” Financial Aid is still a big problem in our community, from the rich to the poor. Various methods like low interest student loans, increase in grants and scholarships have been implemented but as these…

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    Financial Literacy Essay

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    to come home.” Immediate panic sets in, this is a real problem, you have no practical ideas about what you are going to do, along with dozens of other questions regarding finances. Just how did you get into this situation? Unfortunately, students enrolling in college seeking secondary education majors are never introduced to classes pertaining to financial literacy. Moreover, 70 % of college students must take out loans to fund their education; the debt rate for a freshman student on average is…

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    to find the value of x in a quadratic equation more easily than to balance a checkbook. His inability to know about financial literacy landed him into bankruptcy at the age of 25. Nowadays, young Americans who graduate will be asked to make financial decisions for themselves and high schools are failing to prepare them for the mathematics of the real world. Many students who leave high school face a similar handicap while dealing with simple deeds such as managing their loans, money and…

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    Student Loan Crisis

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    These days, it is common knowledge that college is expensive. Most who attend college must take out student loans to even afford it. Although some believe the student loan debt crisis is purely fictional, the student loan crisis should not be considered a myth like Chris Lewis and Layla Zaidane suggest in their article “Here’s Your Crisis: Student Loan Debt Isn’t a Myth.” Due to financial aid and students not taking advantage of student loans, people believe student loan debt should not be…

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    Financial College Students

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    studies on evaluating people’s financial management, it is easy to find that financial knowledge produces significant effects on the effectiveness of people’s financial behaviors. On the one hand, the level of people’s financial knowledge will affect their financial investment and financial management. Chen and Volpe surveyed 924 college students to examine their financial literacy and the relationship between financial literacy and student’s characteristics. They found that the level of…

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    $1 trillion in student loans outstanding in this country, crippling debt is no longer confined to dropouts from for-profit colleges or graduate students who owe on many years of education...” (Martin and Lehren 4). After graduating with an associate’s degree or a bachelor’s degree, many students leave school in thousands of dollars of debt. Is going to college worth the crippling debt afterwards? Many graduates may agree that it is worth the time and money because the experience opens up many…

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