Financial Aid Fault

Great Essays
The Fault in our Financial Aid Process Thousands of people dedicate their life to working in the financial aid field, and billions of people are sent financial aid daily; nevertheless, the system has flaws that must be modified. Financial aid is sent out to millions of people who do not use the money in the intended manner who, consequently, are stealing from our government. Government financial aid should be more strongly based on GPA, how many hours have been admitted into a job or career, community service hours, etc., because it would prevent the government from providing financial aid to individuals who are inadequate. Nevertheless, government financial aid is predominantly helpful to millions of people all over the world with thousands …show more content…
Before providing financial aid to a student, the government should take into consideration several points. The first point that must change within the financial aid process is the information that is submitted within the application. We must do away with the minimal information about the individual applying; by doing this, the students whom have put in hundreds of hours of work throughout their high school, and middle school, career will be able to file their personal records and receive the correct amount of government financial aid. Nonetheless, by doing this, there will be no elimination of government financial loans to others whom have not worked an equal amount; however, it will help place the student who is paying for their own college in the correct realm of student aid amounts. Another observation that must be taken is the number of students traveling to other countries and if these students are making a large enough impact on our education system that we must enhance our government financial aid process in order to cater to those students whom are seeking an education from outside of the United States. Government student financial aid is the backbone to millions of students all over the world, in copious cases, students would be unable to attend college without it; so, we must enhance …show more content…
In fact, the system has so many faults that comedies are made about how easy it is to scam the system in order to receive different forms of aid. Disability payments have thousands of scams yearly, which accordingly, is stealing government finances for the laziness of the American people who choose to cheat the system in this way. Nonetheless, disability fraud is a serious issue that must have a solution. One way to eliminate the fraud among disability charges is to enforce a changed work style in order to pay for the money that they are receiving from the government. Nonetheless, this can create problems among those Americans that are deserving of this paycheck. Another way to prevent scammers from misusing the disability financial aid system is to audit the history of the worker. By analyzing different areas of their background, like how long they were working before the incident occurred, if similar incidents have occurred during the workers’ previous jobs that has provided he or she with a disability check, and if the worker is relying on the disability check as a main source of income, the government can redirect the injured worker with different sources of disability claims to a safer job where there is little to no heavy or dangerous equipment. By redirecting this worker, the government can place them in a job that they will receive the

Related Documents

  • Improved Essays

    Students Struggle to Pay for College College is expensive and many students struggle with debt. The United States of America has a student debt total of $1.41 trillion (“A Look at the Shocking...”). That is extremely high, considering U.S. credit card debt is $620 billion less than student loan debt (“A Look at the Shocking...”). Although the government already provided $125.7 billion in 2016 for financial aid, students still struggle to pay for college (Federal Student Aid…). In order to help these individuals receive a college education, all community college tuition should be free, tuition at all 4-year schools should be based on family income, and state funding should be increased by raising taxes to fund colleges to allow free or reduced tuition.…

    • 1670 Words
    • 7 Pages
    Improved Essays
  • Improved Essays

    In the article “Why should the federal government help students go to college”, the author argues that without financial aid, many students wouldn 't be able to go to college anymore. In addition, the author considered that higher educated students would be beneficial to our country and economy in the future. After reading this article, I agree with the author’s ideas. That is to say, if the Federal government helps students go to college, as a result many social issues will be solved. For example, the economic gap between the wealthy and the poor would be reduced, population of the homeless would be reduced and social inequality, even environmental issues.…

    • 806 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Dbq Social Security Act

    • 722 Words
    • 3 Pages

    The system was designed to guarantee a basic monthly income for eligible workers and their families when needed. Disability and poverty were found to be closely intertwined. People with disabilities often faced many barriers to planning for their financial future. Many people with disabilities have extremely limited savings and assets (Sutcliffe, 2015). The government and other people had theories about the finances of some.…

    • 722 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Nearly one half of all college-qualified, low-and moderate-income high school graduates are unable to afford college. During the first decade of the twenty-first century, 4.4 million high school graduates will not attend a four-year college, and about 2 million will not attend no college at all (Advisory Committee on Student Financial Assistance 2002). I think the most important social problem is the increasing cost of college tuition, not only is this a personal trouble, but a public issue as well. It is a personal trouble because you cannot receive the education you need to pursue your possible future career and a public issue because the higher the tuition cost, the higher unemployment rate. Most students are eligible for grant aid, a transfer…

    • 1127 Words
    • 5 Pages
    Improved Essays
  • Great Essays

    The Pell Grant: Effects on Higher Education Introduction Both the federal and state governments play a crucial role in helping to finance higher education. While it is true that both levels provide an important amount of aid, it seems that in today’s world the importance of funding given by the federal government has increased. The increase in the reliance on the federal government for funding is a result of the decrease in the amount of appropriations given by the states (Kretovics, 2011).…

    • 1938 Words
    • 8 Pages
    Great Essays
  • Great Essays

    Affirmative Action Case Study

    • 1561 Words
    • 7 Pages
    • 4 Works Cited

    However, he notes, “truly meeting the needs of low-income students would require fundamental reforms in financial aid.” He alludes to the early days of the Penn Grant, which in the beginning covered 84% of college expenses, making attending college for the poor a real possibility. Today, the Penn Grant covers half that, or only 42% of the costs of college. For many low-income families, sending their kids to college has become a financial impossibility. Many poor students end up going to community colleges, the cheaper alternative.…

    • 1561 Words
    • 7 Pages
    • 4 Works Cited
    Great Essays
  • Improved Essays

    Wilson Vs Hillary Clinton

    • 762 Words
    • 4 Pages

    As more students around the world enroll in colleges, the struggle to begin paying for college tuition begins. Over the years, attending college has become a bigger expense for students and their families due to the increase in the price of college tuition and fees. Financial aid and scholarships don’t do enough to economically assist students. Additionally, loans merely ensure that students are in debt for hundreds of thousands of dollars after they graduate. During this year’s presidential campaign, certain candidates have come up with a plan to create a better college experience for students.…

    • 762 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    If there are other evidence that supports the same conclusion, it is a very important lesson for all of us here in the United States. In recent years, there have been mass amounts of articles and stories about the Social Security Disability Insurance Program and the increase in participants and benefits. Per the latest Trustees’ Report data, SSDI’s capital will be solvent by 2016, leaving no doubt about the fact that the program is extremely crooked and is not financially intact. Moreover, on benefit decisions s showed that the program’s process for determining who is disabled or not is so bad as many as 25 percent of the decisions could be negatively…

    • 652 Words
    • 3 Pages
    Improved Essays
  • Great Essays

    It’s hard to believe that once upon time, Americans did not have the dreadful worries of finding a way to prepare for the financial necessities for college. Now, college is becoming more of a dream rather than a reality as high tuition rates becomes the number one reason why Americans are not advancing themselves into higher education. In some cases, there are college students who receive full-ride scholarships to the college they desire; however, the majority of those who do go to college do not obtain the same luck. Those students who do continue their education and go off to college find themselves short of financial aid, out-of-pocket cash, and even scholarships. This causes students to resort to taking out a student loan.…

    • 1550 Words
    • 7 Pages
    Great Essays
  • Superior Essays

    Student Loan Crisis Essay

    • 959 Words
    • 4 Pages

    Student Loan Crisis One of the major requirements for succeeding in any career is to obtain a degree and have experience in the field of study. With the cost of college constantly increasing by 1,120 percent in the past 30 years, so many people seek financial assistance from the government such as loans. “Student loans have been accumulating since the late 1980’s drawing near an astounding 1.2 trillion dollars as of May 2013”( CFPB, Par. 1). For students the deals are appealing because it gives a sufficient amount of time to pay back the loan. With student loans it provides an educational opportunity for students who cannot afford to pay out of pocket.…

    • 959 Words
    • 4 Pages
    Superior Essays
  • Improved Essays

    College Solution

    • 2305 Words
    • 10 Pages

    The high costs of college tuition has became a major struggle for everyone who has attended college. Many individuals may face struggles in their lifetime by being put in debt over student loans, which interferes with their finances and their ability to make any big future purchases. This complication may interfere with the student’s way of living due to having to repay such a huge amount of money and not making enough of it. Although, there may be other ways to take care of debt and paying off tuition, but having college tuition rise even higher yearly will only worsen the matter. The United States Government should make arrangements to lower the high costs of college tuition, allowing individuals to afford to pay for the courses and expenses…

    • 2305 Words
    • 10 Pages
    Improved Essays
  • Improved Essays

    Schopp: Student Loan Debt

    • 1177 Words
    • 5 Pages

    In today’s generation, some sort of secondary education is needed in just about every job type, whether it be through a four-year university or through apprenticeship. Because of the high demand for an educated worker, the government has begun to hand out loans to students in order to make a post secondary education more feasible. Although students are receiving more money from scholarships and grants than ever, this generation of students are also ending up more in debt than ever before. This is an effect to the shear volume of government money handed out: universities see that the government will pay for certain things for a student, so they have begun to charge more per student in order to take advantage of the free money. Loans and grants…

    • 1177 Words
    • 5 Pages
    Improved Essays
  • Superior Essays

    As tuition and fees continue to get higher, scholarships will be more challenging to achieve, and the student will have to get multiple student loans to cover it. “Tuition and fees at public colleges soared a record 14 percent this year, continuing a quarter-century trend of higher-education prices rocketing faster than inflation,” (Price 3). It is true that the government has not always funded the children through the twelfth grade, but times have changed, (Kingsley 16). On one hand, some would argue that students can get apply for a loan or financial aid to pay for college. Education is not free now does not mean that students are prohibited from entering a college or university for a higher education.…

    • 1483 Words
    • 6 Pages
    Superior Essays
  • Superior Essays

    “In other words, far from being caused by funding cuts, the astonishing rise in college tuition correlates closely with a huge increase in public subsidies for higher education” (Campos). This shows how the public wants their money towards the cost of education. The public wants to know that their money has good use, and families who have children would benefit from the subsidies that go to higher education. “The cost of higher education has been one of the most significant factors in driving young people into debt. With college enrollment higher than ever, grants have been more difficult to obtain; as a result, students are taking out larger loans to pay for their education” (Young People in Debt).…

    • 1596 Words
    • 7 Pages
    Superior Essays
  • Great Essays

    Financial aid policy: Lessons from research. The Future of Children, 23(1) Retrieved from http://search.proquest.com.proxy.davenport.edu/docview/ 1519297903?accountid=40195 Sarracent, M. C. (2001, Jan 29). FINANCE AND TUITION: Pell grants "assaulted by the middle class"; loans now 59 percent of student aid. The Hispanic Outlook in Higher Education, II, 25.…

    • 1453 Words
    • 6 Pages
    Great Essays