Performance Rating

that allowing customers to purchase on credit greatly increase sales and therefore profits, that is, only when the customers pay them for their goods. Therefore, when offering credit to its customers, Office Products Depot first checks the credit rating of the customer to identify if the customer will pay for goods they have purchased, and if they are likely to get their payment. This credit check will look at the customer’s previous transactions and payments, and also if they have any existing…

The main debt solutions available to residents of Scotland are as follows; Protected Trust Deed. A Protected Trust Deed is an agreement between you and the people you owe money to (also known as your creditors). It works by you agreeing to REPAY A PERCENTAGE of your debt in one affordable monthly payment over a given time (usually around four years). Once you’ve made your final payment, the remainder of your debt is written off. You’ll still have enough money left over to live your life after…

clear the accounts that are weighing me down but at least I know what I have to do to fulfill my dream. The current real estate marketlets discredited clients know that the door is not completely closed on their future. Having a terrible credit rating does not mean you have to quit on your potential to have a house. Once someone is able to rebound from their pitfalls, there will be options towards helping you…

“Managing My Money” In order to live a safe, happy, and healthy life, you need to manage your money. It seems simple like instead using your savings to buy a new, cool gadget, you’ll use your savings to buy a book that you need for class or bus tickets for transportation to get about places, but managing money is much more complex than that. It not just planning how you’re going to spend money on the things you want and the things you need. It’s about how you’re going to spend on expenses…

Introduction European sovereign debt crisis triggered by the financial crisis of America swept across whole European countries. Why the Eurozone is too weak to resist the crisis? Are there any problems of the Eurozone? The sovereign debt crisis has spilled over to the banks, which increases the credit risk exposure of the banks. It is necessary for us to understand how the crisis impacts banks’ exposure and what are the reactions of the banks with respect to their capital provision. Finally,…

With every cloud comes a silver lining. I always heard the saying growing up and never seemed to understand its true meaning. While taking a microeconomics class we dug deep into this topic. That’s when I was able to wrap my head around its true definition. I feel as if the economy crash a couple years was bound to happen. Our morals were out the window for a few dollars. Everyone from the buyers to the sellers were jeopardizing significant values to make sells complete. I feel as if we could…

latest relationship. To measure this, I will be using a Guttmann scale. This will enable me to incorporate both a dichotomous scale and a Likert scale. A dichotomous scale is when a question has two possible responses. A Likert scale is a type of rating scale that measures how someone feels about a certain topic containing degrees of feeling. With multiple Likert questions in a survey Cronbach’s alpha helps measure its reliability. Cronbach’s alpha is computed by correlating the score for each…

Credit for a Living College is the stepping-stone to the “real-world” that commonly gives students their first taste of independence. Although it may not have hit the mind of some students yet, establishing a line of credit is a vital part of that independence. This is a great time to learn how to establish a healthy line of credit that will benefit and guide you to better financial decisions. Without the knowledge and understanding of credit, mistakes can only lead to a costly path in the near…

Applying for Pension Credit over the telephone is a quick way to access a much needed benefit that many low income UK pensioners are entitled to. Read on to learn more about what information you need to supply to an adviser if you choose to apply for Pension Credit over the telephone. Pension Service Number The Pension Service lines are open from 8:00.a.m. to 8:00.p.m. Monday to Friday and from 9:00.a.m. to 1:00.p.m. on Saturdays. Call 0800 99 1234 or texphone at 0800 169 0133 to speak…

The End Of The American Dream The use of consumer credit has become an increasingly important aspect of the U.S. economy. Everyday Consumers use different forms of credits to purchase a certain good. For example, credit cards, loans, store cards, auto finance, and mortgages are the most common. Overall consumer credit has many uses and forms, but it however can cause many problems. One problem that originates from consumer credit is stress. Another dilemma that…