Performance Rating

Credit first began in 1910 and first appeared in the Sears catalog. 1950 was the birth of credit cards when Frank McNamara established the Dinner’s Club. Years later the Bank of America offered the BankAmericard and later changed its name to Visa. In 1986 Sears created a store credit card and quickly became the most profitable division. Today we buy everything on credit while parents and grandparent bought almost nothing on credit and thought it was a bad idea. There are two different types of…

Book Review Summary In Raising Financially Confident Kids Hunt seeks to equip readers to prepare their children for the reality of managing money, and how to do so without getting into debt. American society, the credit card industry, and advertisers, all strive to turn children into materialistic consumers who spend money without a second thought. Hunt describes her own childhood and how she utilized money and products to feel better. Carrying this same idea into adulthood she spent more…

resources, start looking for private student loans. These are harder to get with no credit or bad credit, but you can't set aside the possibility if you need them to get an education. The easiest way to get a student loan which requires a higher credit rating than your own is to find a cosigner with good credit. Having a cosigner with good credit can make up for having bad credit when applying for a private loan or a federal PLUS loan. The drawback of this, for the cosigner, is that if you…

areas where you can improve your score. Improving Fair and Bad Credit Ratings Once you have received a copy of your credit report you can then analyze the results to find factors that could be impacting your score negatively. If you have fair or bad credit ratings you should consider using one of the many credit monitoring services online. They can help you to fully understand your report and help you improve and protect your rating from fraud, theft or future negative credit impacts. One of…

In a time of financial crisis, more specifically post foreclosure crisis, struggling individuals who are either unemployed, have low income, or are in the process of recovering from bad credit, are pondering about ways they can leave their current checkered state and attempt to re-enter the world of home ownership. In addition to getting hit by the foreclosure crisis, according to Les Christie from CNNMoney, some ex-homeowners who were in the process of rebuilding their credit score got hit…

groups of people during the same period. Michael Burry is a hedge fund manager of Scion Capital who discovers the tendency of a housing bubble in the near future. He finds that the housing market is backed by subprime loans which are poor credit rating loans and have high default risk. Then, he decides to bet against the housing market. After that, he offers the banks to buy short against the surging housing market, which is called ‘a credit default swap’. At the same time, Jared Vennett finds…

who told the small audience that after more than a decade of being at the helm of Lennar in the Bay Area, he was now switching job titles to hold a similar position at Five Point Holdings Inc. Credit rating firm Dun & Bradstreet not bullish on Lennar's long term prospects these days The credit rating firm of Dun & Bradstreet is not bullish on Lennar’s long term prospects these days. It is this Lennar-controlled entity which is their shell company for handling the operations of military base…

A Closer Look at Credit Scores In its simplest form, a credit score is a number that helps lenders ascertain the likelihood of you making your payments on time. The score and or scores are a summary of risk, and the higher the scores, the lower the risk, according to banks and lenders. The actual score is a three-digit number that can range from 300-850, depending upon the agency providing the information in your credit report, with 850 being nearly perfect credit. There are three…

Response #1: The Makishi Masquerade is an example of performance and popular entertainment because of the preparation and approval the event obtains from the community/ village audiences. The performances favorable and approval attibutes to its popularity and entertainment value as it is a celebration which causes pleasure to its surrounding viewers. The Makishi Masquerade is a prepared highly influenced ritual performance with the amusement factors through costuming, dancing, and chanting. A)…

Choir will perform in a concert at Carnegie Hall in March. While that's a few months away, they're holding a fundraising concert Monday night with some special guests. "They were able to do this because of the fact that they have gotten gold ratings in different compeititions they have done, different festivals that they have gone to in 2015 and 2016," says Susan Tanner, a Library Media Specialst at Notre Dame High School, who works with the choir. This is the second year in a row…