touched the hearts of a multitude of Americans, many who worry about the future of their health. While the Affordable Care Act (ACA) helps millions of Americans, there still are an abundance of people that have no insurance. In fact, in 2015, 28.5 million adult Americans remained uninsured (“Key Facts about the Uninsured Population”). The United States should have some form of universal health care because good health is a basic human need and is considered a basic human right by many, the…
2010 the Affordable Care Act passed into law in the United States, and it was very similar to the Universal Health Insurance policy passed into law in 2009 in Peru. Both laws aimed to achieve a universal coverage for its citizens. The Universal Health Insurance policy mandated the…
Imagine conducting your senior client insurance practice with complete autonomy. You alone would reap praise from thousands of clients. You would also manage client renewals, troubleshoot insurance issues, build advertising campaigns, research administrative technological advancements, negotiate contracts with the home insurance office and conduct many other administrative tasks. Fortunately, insurance agents are not alone. A field marketing organization saves independent agents the time and…
management did not take care of the situation as he desired. Therefore, he told a television reporter about the problems in this nursing home. When he released the information to the media he also released patient information, therefore violating the Health Insurance Portability and Accountability Act (HIPPA). This was against the facilities policy furthermore, he was dismissed from Bridgeway Inc. James Hitesman then filed a law suit stating the facility did not obey the…
required to buy homeowners insurance and maintain that insurance until the home has been paid off. Therefore, you need to do a little research into what the average home insurance cost is for your area. The cost of homeowners insurance varies greatly depending on where you live in the country. So if you are thinking about moving to another state, you should also learn what the average home insurance cost is for the area you 've chosen. Seeing the average home insurance cost for each state will…
only reimbursed by the insurance company. In some cases, the insurer may insert the clause for one year instead of two years. This clause prevents individuals from committing suicide. b. Grace allows policyholders to pay 31 days to pay overdue fees. The purpose of the grace period is to provide additional time for the insured to pay the extra premium. Some policies may even have a grace period of 61 days. In addition, the purpose of the grace period is to prevent the insurance policy expired,…
State Farm is an American group of insurance and financial services companies in the United States. The group's main business is State Farm Mutual Automobile Insurance Company, a mutual insurance firm that also owns the other State Farm companies. State farm featured LeBron James in their commercial to get more views, and they did having forty nine thousand and seven hundred nine views. According to the Associated Press, the advertisement was shot at the University of Akron's indoor training…
many types of insurance in Ontario. In Ontario, there are some insurance that are mandatory and others are optional. a) Vehicle Insurance: an insurance bought for cars, trucks, motorcycles, and other road vehicles. This insurance provides financial protection against physical damage and bodily injury resulting from traffic collisions. b) Health insurance: an insurance against the risk of incurring medical expenses among individuals. c) Home Insurance: a type of property insurance that covers…
Insurance Life Insurance: Life insurance is the pooling and protection of fortuitous losses such as financial position loss that may occur or result from the premature death of the insured by transferring such risks to the insurer through a past written agreed contract that indemnifies the named beneficiaries, and this indemnification amount is specified according to the premium amount. Importance of Insurance: As human beings are ultimately exposed to various types of risk such as; premature…
Disability insurance is one of the most ignored types of insurance that people do not buy. You might think that you are in great health and do not need disability insurance. However, disaster can strike without warning. Accidents do happen that could prevent you from working. In addition, the body is unpredictable, and disease or illness could suddenly attack. What is Disability Insurance? Disability insurance is an insurance policy that will cover much of your salary if you are unable to work…