Balance of payments

As Tenants correctly note, a prevailing party is entitled to recover costs in any action. (Code Civ. Proc. § 1032, subd. (b).) Where provided by a fee-shifting contractual provision, attorney’s fees qualify as “costs” for that purpose. (Code Civ. Proc. § 1033.5, subd. (a)(10)(A); Civ. Code § 1717, subd. (a).) However, Code of Civil Procedure section 1033 (“Section 1033”), subdivision (b)(1), provides the trial court discretion to deny or limit a prevailing party’s costs where “the party could…

Do you really need an Emergency Fund? In my humble opinion, I think everyone should have a emergency fund of sort. I think a family should at least have a minimum of five months worth of bills in your savings or checking account all the time. Just in case your current employer decides to have some sort of cutbacks and you positions is one of said cutbacks. Thus, you wouldn't have any worries at that particular time about getting the bills paid. Personally, I try and keep the five months worth…

amount on the reports provided for the GL reconciliation do not always match the swiped amount. I understand that a vendor can undercharge a charge and swipe a card multiple times, but I did not think they could process cards for more than the total payment amount. For example, in tying out our invoice for 2/28-3/6/2018 I found that the swiped amount ties to our invoice/what was paid out via our account, but the swiped amount is for a different amount than what was issued. In six of the seven…

Drugs I’ve never done drugs and so far no one at Appalachian has ever pressured me to do them. Though after reading the Naked Roommate I learned that if I have friends who do drugs I will eventually start doing them myself. Drugs are something I don’t want in my life, so while in college I have to be smart about who I chose to hang out. I have to keep myself from situations were drugs might pop up. Another lesson I learned about drugs is that if I’m ever going to do them it should be in a safe…

car loans, student loans, and having a baby are all situations that can drive people to the overwhelming doom of debt. Debt is mostly overlooked for the simple reason that people find it normal to have certain types of debt like car and mortgage payments. Debt is sometimes very difficult to escape, especially if one does not manage money wisely. Two of the most common reasons many people get in debt is because they do not save money for unforeseen expenses, or because they tend to live beyond…

First Capital Cashflow, a direct debit solutions provider interviewed experts in the payment sector about the payment trends for small businesses in 2016. Mobile payments, as well as Contactless and digital wallets are evolving, however, John Cooke, Commercial director card services of Allpay Limited points out that changes in payments are usually very slow. Although Contactless has been in use since 2008, there are still many pubs and bars that were unable to implement this technology (First…

the bank the same amount of money that I need to pay the bank back in the future. Usually, the bank has also set a date that I have to pay back without paying extra interest; but, if I delay the payment, the bank will charge me additional interest for not paying on time until I complete my whole payment. Also, according to each person’s financial condition, the bank has set different monetary limits that people cannot exceed (“Credit or debit? Each card type has pros and cons” 52). As a…

The economic downturn over the past few years has really been hard on people of all status, socio-economic background and race. It’s hard to envision an America without the beautiful home and pick-it fence, but the reality of it is that most American families do not have that vision right now. With the beginning of a new day came a way to overcome this sad reality though. The economy is on the rise I believe and with that more people, boomerang buyers, are able and eager to get back into owning…

The National Collegiate Athletic Association also know as the NCAA is a multi-billion dollar business that controls just about everything in college sports. A question asked over and over again when talking about college sports is, where does that money go that the NCAA makes from games and merchandise? According to the NCAA, the money they make goes into the scholarships the school 's offers, stadium upgrades, gear the athletes have, and getting the best coaches to get them into the…

can be considered good debt is simple. I call it the 5% rule. Your monthly car payment should not be more than 5% of your monthly income. For example if you make $50,000 a year, which comes out to approx. $4166 a month, then your car payment should be no more than $208.33 a month. If your car payment is 5% or less than your income then you have made a savvy investment and that car loan is a good debt. If your car payment is any more than that then you went above your means and you have taken on…