Retail banking

“The question isn’t who is going to let me; it’s who is going to stop me. –Ayn Rand” This powerful statement is the motto of my life. I focus my thoughts, my energy and work very hard in achieving my goals and aspirations. I aspire to become a leader in Economics and with that desire in my heart, I seek admission in your prestigious university, where I know that my life will change and I will receive opportunities that I have dreamt for myself. My interest in pursuing a career in Economics and…

The Santander Group was founded in 1857 in the city of Santander, in Cantabria, Spain. In 2007, on its 150th anniversary Santander Group had become one of the largest bank in terms of market capitalization and net profit. Santander had achieved rapid growth due to its mergers an acquisition. Santander Consumer Finance (SCF) which was founded in 1987 is a division of Santander Group that focuses on the consumer financial sector. It first started with a partnership and shared ownership of the…

According to Alasuutari, there are two major types of research method including quantitative and qualitative (Alasuutari et al. 2008). There has recently an emergence of a new method called mix-method research (Daymon 2011). Based on these mentioned objectives, author will choose quantitative approach for this study. Now there is the justification for this choice. There is a key difference in collecting data between two methods. While quantitative method collects data in the form of numbers,…

• AGRICULTURE The credit limit in Agriculture has not contributed to the decrease for the year 2014. As we can see that though credit limit decreased in Indirect Finance, it increased in Direct Finance. Also, there was a sudden rise for the year 2013, which was continued in the subsequent years. • Industry The industry includes Mining & Quarrying, transport operations, food industry, professional and other services like recreational activities, IT and tele communications and…

Standard Charted: the bank is one of the largest international bank in the country, being the first one to be awarded the Islamic Banking license and opening its own branch. Serving both retail and corporate customers, SCB provides various services to its valued customers. It has been ranked as AAA/ A1+ by PACRA, and won an award for the Best Bank in Pakistan by “The Asset Triple A” organization . Some of the…

T History :- Jabong.com is an Indian fashion and lifestyle e-commerce portal. It retails apparel, footwear, accessories, beauty products, fragrances, home accessories and other fashion and lifestyle products.The company is headquartered in Gurgaon, NCR.The site started operations in January 2012. It was co-founded by Arun Chandra Mohan, Praveen Sinha, and Lakshmi Potluri after which Manu Jain, & Mukul Bafana joined the organization Payments Jabong accepts payments via Visa, MasterCard or…

communication service have also emerged to support the growing economy and firms. This this also strengthened the firms’ abilities to expand their operations beyond Nigeria especially in Africa in the financial, service, telecommunication and entertainment, retail sector(AFDB, 2013; Barbara, Eric, & Collen, 2015). Drawing of internationalisation theory and OLI theory the purpose of this study is to examine the internalisation process of emerging SSA firms from Nigeria, being the largest economy…

For Christmas and New Year their offered discount prices of Xbox games from $49 to $25 then to $15. From a retail perspective even though this strategy could bring higher revenues in short run, this practice can destroy long term revenues (Rafi, 2012). Retailers have to be vigilant how they set prices on their brands as it could have adverse effects on their…

The National Cannabis Industry Association is “the national trade association to represent the legal cannabis industry. That includes the four states where retail sale for recreational marijuana has been approved and the 23 states with medical marijuana laws on the books” (Doubek). And fighting for legalization has reached Washington D.C. And “[t]he libertarian-leaning Kentucky senator [i.e. Rand Paul] has…

transfer, Voice Calls, Roaming services, Short Messaging Service (SMS), Multimedia Messaging Service (MMS) and data. The industry 's mobile money transfer service has a 27.7 million subscriptions and agent base of 126,622 supporting convenient mobile banking and indirect employment in the sector. The enactment of the Kenya Communications Act, 1998 led to liberalization of the mobile telephony sector creating a competitive environment for interested operators. The sector has since experienced…