Retail banking

BDM is one of Nigerian “new generation banks” established in 1990 the bank evolved and expanded rapidly in the domestic market. The bank attains the universal banking status in 2001 as a result of policy deregulation in the Nigerian banking sector allowing Nigerian banks to operate foreign subsidiaries. As a result, the bank opens its first foreign subsidiaries in Benin in 2001. As explained by the interviewees: Democracy brought with it, an air of “business freedom” that allowed local…

Being new to banking I faced multiple challenges in 2015. My biggest challenge would be staying up-to-date about policies. Since things are consistently changing it is a challenge to stay current. I have found myself reviewing policy changes days after they have taken effect. From this challenge I have learned to use all my resources to find policy changes, such as in retail banking news and week in review. It is my new year resolution to make a great effort to learn a policy change as soon as I…

cooperating which are Corporate Secretariat Division, Corporate Strategy Management Division, Compliance and Audit Division, Corporate Business Division, Corporate and SME Products Division, SME Business Division, Retail Business Division, Capital Markets Business Division, Investment Banking Business Division, WorldBusiness Division, Customer Service Fulfillment Division, Enterprise Risk Management Division, Finance and Control Division, Systems Division, and Human Resource Division. The whole…

The Peninsula Facility Group is a Michigan based, low cost, quality driven, customer focused facility services firm. We serve any retail, commercial, and industrial facilities throughout Michigan. We specialize in large-scale turnkey projects, such as renovations or remodeling, to smaller maintenance and preventative maintenance activities or programs for organizations of every size. PFG is a pioneer in Michigan’s facility management industry. We apply a general contracting philosophy to…

Financial crisis began with a big increase over the funding conditions in the money market which had a big impact on the commercial banks. The bank had a big reduction in lending volumes, balance sheets, and profitability. They also had competition for retail deposits, stronger lending cuts, changes in the bank’s policy, and binding zero lower boundary. This crisis begins in the year of 2007 in the month of August. During this time, the commercial banks’ behavior was not good, because it caused…

Many people fail to realize the definition of the word revolution. It has multiple meanings such as: revolving and rotation, but today we are looking at it as an uprising or to become more industrialized.The Second Industrial Revolution was a type of revolution because it included new and improved technologies that helped to impact society and the economy. New technologies on the railroads and means of transportation improved. For example, streetcars were created to help city residents move…

Scotland to form the Royal Bank of Scotland 1979. The Royal Bank grew to be one of the largest banks in the world at one time before the big collapse in the banking industry. This company, institute, was operating in the banking sector mainly providing overdraft facilities. After the bank merged with several other smaller banks to form a large banking group that will run and control financial products, it started outsourcing some of its IT tasks to companies in India as this allowed them to save…

Branding and Promotion Explain how branding is used in two businesses P1 Definition of branding Branding is the marketing practice of creating a name, symbol or design that identifies and differentiates a product from other products. Difference between brand and branding Brand is your companies overall impression and perception you present to your clients or customers, your brand describes who you are and what you do by using visual identity, verbal dialog and tone of actions. Branding is…

 What are the internationalisation patterns of outcome of SSA firm’s internationalisation? 2. Theoretical Perspectives The theories and study of multinational corporations (MNCs) evolution and internationalisation have been a prominent aspect of the international business (IB) literature for decades. To some scholars, internationalisation is the approach or steps which an organisations’ takes to engage in business activities abroad in order to build required resources and become major…

really vial people, but that taught me the importance of ethical leadership. After that experience, I changed careers started in banking operation as a Remittance Processor/Documentation Specialist (my first position in banking), Banking has a horizontal and vertical organizational structure-one can easily have several bosses. However, Roy Johnson was the Manager of Retail Lockbox- Roy, would do terrible things to employees just because he could i.e. Manipulate employee time, his abusive tone,…