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  • Flypay: The Cashflow In The Hospitality Industry

    First Capital Cashflow, a direct debit solutions provider interviewed experts in the payment sector about the payment trends for small businesses in 2016. Mobile payments, as well as Contactless and digital wallets are evolving, however, John Cooke, Commercial director card services of Allpay Limited points out that changes in payments are usually very slow. Although Contactless has been in use since 2008, there are still many pubs and bars that were unable to implement this technology (First Capital Cashflow, n.d., “The continuation of contactless” section, para. 4). Despite the new emerging technologies, many local retailers, pubs, or coffee shops still rely on cash. Peter Moore, CEO of Consolis argues that cash is still important for those…

    Words: 1428 - Pages: 6
  • Analysis Of Total Money Makeover By Dave Ramsey

    The third is that the lottery is a " rip-off instituted by our government . He states that this is a mathematical fact . Next is that mobile homes are a bad way to build wealth because they lose value rapidly . Fifth is that " plans for prepaid funerals and colleges give low rates of return and put money is the other guy 's pockets ." Next is that debt management companies may get one out of debt but they will destroy one 's credit score . Sixth is that bankruptcy is a dreadful life-changing…

    Words: 1167 - Pages: 5
  • Persuasive Essay About My Worst Life

    If you really want to hear about it, since you have all been asking, I will give you an inside look at my terrible life. But first I will tell you how I got here. I was born in some crappy town in the middle of nowhere. I dropped out of high school because it was borning. Now I hate my life. Since that 's out of the way, I got to walk to work, so catch you morons there! "One order of stir fry! Get it cooking!" My boss yells. There is no way I 'm gonna cook that. To be completely honest, I…

    Words: 1090 - Pages: 5
  • The Housing Crash Of 2008

    During the housing crash of 2008, nearly fifteen million Americanhome and propertyowners lost their homes to foreclosure, according to stats listed by Bloomberg in 2009. In order torebuild and/or rebound after a financial loss, like what took place in 2008, takes some time and a lot of attention to the detail of the requirements needed to bounce back. There may be a lot guilt or even loss of confidence because of losing your home. You will need to at least rent a home or apartment. After…

    Words: 808 - Pages: 4
  • Renting A Home Pros And Cons

    Even if a potential buyer is ready to start renting, his or her credit score may not be. If the potential buyer has been renting an apartment since the foreclosure and loss of the home they were paying a mortgage on, then their credit score probably hasn 't gotten much better. In fact, the renter’s credit score probably dropped a bit lower. Renting an apartment does not help one’s credit score. In a perfect world, getting payments in on time would be enough to guarantee one’s ability to “rent to…

    Words: 840 - Pages: 4
  • The Differences Of Money And Credit Cards?

    Money is a part of our everyday life. Without money, we would not have most of the stuff that we have today such as our clothes, vehicles, or even our homes. There are many different ways to using money and how you tend to spend it. Some people may prefer to have cash in their pockets while others tend to put money in their bank accounts using credit cards, but the real question is, which is better? Both cash and credit cards are very convenient. However, in certain circumstances you might be…

    Words: 748 - Pages: 3
  • Analysis: It's Time To Pay College Athletes 2013). Or similar to, Notre Dame investing tens of millions of dollars into new student-athlete centers and facilities to pamper 18 to 22-year-old athletes with a lifestyle once reserved only for royalty. Granted, some people might say; there isn’t a need for such eloborate expenses. On the contrary, just as these same people like to arrange their own homes with new cabinets, construct a swimming pool or buy a 70” LED TV in their living room. The Universities feel the same way, except…

    Words: 1184 - Pages: 5
  • Essay On Why College Athletes Should Be Paid

    want to work harder or play as hard as they can in order to get everything out of it. Not to mention that athletes are at extremely high risk of injury when they play in a sport. According to the average amount of college athlete injuries in games per year are around 14,000 and decreasing each year.(6) If an athlete does happen to get injured during a game or practice they could have saved money up and have the payments on hold while injured or at a reduced amount. The saved money…

    Words: 1462 - Pages: 6
  • Buy Time: A Career As A Sports Agent

    by paid employees so that my client’s retains awareness about the state of his house. The invention of the credit card has made the next principle of “Pay Now, Consume Later” essential. People are encouraged to enjoy now and pay later. While encouraging people to spend more, credit cards tend to lead people to spend more than they have. This occurs because people believe that paying will hurt less in the future. However, people who pay now acquire less debt and will obviously be happier in the…

    Words: 1134 - Pages: 5
  • Significant Financial Goals

    I started to investigate about the options available by refinancing my house. I consulted a personal banker from the bank where I had my mortgage payment; I discovered that I had $60,000 in equity. So I started the process with a personal banker from the bank where I had my mortgage. My goal was to lower my interest rate from 4.8% to 3.8%. In addition I wanted to change my FHA loan to a conventional loan so I did not have to pay the insurance required by the FHA loan. Lastly, I wanted to…

    Words: 830 - Pages: 4
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