Page 1 of 50 - About 500 Essays
  • Loan Vs Secured Loans

    You probably heard the terms secured loan and unsecured loans and wondered what exactly is the difference between these two types of loans? You probably ask yourself, which is the best one to choose when shopping for a loan. If this sounds like you, here are some tips to help you understand the difference between these two loans. Secured loans have an asset or some sort of collateral attach to the loan such as a car or home that you own. The financial institution that you use to acquire the loan will hold the deed to your home or the loan title until you pay the loan in full plus any interest and fees. You can use other items to secure the loan as well such as stocks and bonds. Secured loans are usually easier to obtain because the lending…

    Words: 394 - Pages: 2
  • Payday Loan

    and the other things that are necessary for life's demands. Creating a payday loan system companies such as: Cash Net USA, Advance America and Check City have seemingly exploited of the lower and middle class American people by taking advantage of their lack of funds. Is the way that payday loan companies go about their methods of “helping” the American people morally problematic? Throughout this response I will give my personal opinion on the matter but also offer…

    Words: 665 - Pages: 3
  • Student Loans

    If you are like most Americans, you have left school with thousands of dollars in student loans (the average is about $20,000 for a four-year undergrad degree). If you have gone through graduate school, you may owe tens of thousands of dollars on your student loans. It can be discouraging to finish school, look around, and realize that you owe as much for you education as a house would cost. And to make matters worse, often those federal loans are a mix of subsidized and unsubsidized loans.…

    Words: 1538 - Pages: 7
  • Installment Loan Vs Unsecured Installment Loans

    people must take on a debt of some type to cover the expense. Although credit cards are popular for such emergency expenditures, an installment loan can be a better option. Why Installment Loans Are Viable Alternatives to Credit Cards Credit cards are a type of revolving credit. The issuer assigns a credit limit to your account, and you can make purchases up to that limit. Your account balance…

    Words: 836 - Pages: 4
  • Repaying Student Loans

    I graduated from law school in 2011 with $206k in student loan debt. Since then, I’ve paid down my debt to $131k. While it is still a work in progress, there is so much that I have learned over the last few years. If you are like me and have student loans, then there will come a time when those loans will come due. Whether you are just graduating college or whether you are a few years out and you are just getting around to it, getting organized and planning for repayment are the first steps in…

    Words: 1324 - Pages: 5
  • USDA Loans Essay

    of Agriculture (USDA) Loan in Martinsburg, WV If you wish to buy or renovate a home, you might find that a United States Department of Agriculture (USDA) loan. USDA loans come in several forms, and the different types come with different requirements. Whether you live in Martinsburg, Falling Waters, or Shepherdstown, you could benefit greatly from a USDA loan if you qualify for one. Exploring USDA Loans A USDA home loan does not require a down payment. Home buyers who qualify for these loans…

    Words: 600 - Pages: 3
  • Payday Loans Advantages

    looking for a payday loan, you should stop and give consideration to getting a personal loan. There are certain advantages that a personal loan has over a payday loan, and you may find one to be a good fit with your personal finances. Personal loans are easier to budget for For most people, a payday loan is simply an advance on their next paycheck. But it is easy to forget about a future expense, and you may not have enough money in your next paycheck to pay off your loan. If you contact…

    Words: 451 - Pages: 2
  • Title Loans In Ponchatoula

    If you’ve come to this page, you may be looking for a title loan. The good news is title loans in Ponchatoula are easy to come by when you are dealing with Platinum Lending. In fact, if you don’t mind us saying say, getting a loan against a car from us is as sweet as the strawberries that have made our little town famous. Here’s how Ponchatoula/ Baton Rouge title loans work: You use your car, truck, or motorcycle as the security for your loan. You’ll get money in exchange for using your vehicle…

    Words: 699 - Pages: 3
  • Essay On Payday Loans

    by getting a payday loan. However, before you sign on the dotted line for a payday loan, make sure you know what you are getting into. Payday Loans Are Not For Everyday Expenses The first thing you need to keep in mind is that payday loans should not be used for everyday expenses. You shouldn’t use a payday loan to get that pair of shoes that you will not have the money to buy for another pay period or two. Payday loans should be used be used to pay off emergency expenses that cannot be…

    Words: 522 - Pages: 3
  • Small Business Loans

    quite expensive. That is why many people turn to small business loans. There is a lot of misinformation about small business loans. Below is a list of some of the myths about small business loans: Myth: A Bank Is The Only Option For Getting A Small Business Loan Fact: Banks and credit unions provide the majority of small business loans. However, there are a number of alternative funding sources. In many cases, people who are unable to get approved for a business loan with a bank or credit…

    Words: 518 - Pages: 3
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