Page 1 of 50 - About 500 Essays
  • Installment Loan Vs Unsecured Installment Loans

    people must take on a debt of some type to cover the expense. Although credit cards are popular for such emergency expenditures, an installment loan can be a better option. Why Installment Loans Are Viable Alternatives to Credit Cards Credit cards are a type of revolving credit. The issuer assigns a credit limit to your account, and you can make purchases up to that limit. Your account balance…

    Words: 836 - Pages: 4
  • Repaying Student Loans

    I graduated from law school in 2011 with $206k in student loan debt. Since then, I’ve paid down my debt to $131k. While it is still a work in progress, there is so much that I have learned over the last few years. If you are like me and have student loans, then there will come a time when those loans will come due. Whether you are just graduating college or whether you are a few years out and you are just getting around to it, getting organized and planning for repayment are the first steps in…

    Words: 1324 - Pages: 5
  • Federal Student Loans

    The U.S. student loan debt is a surging issue for young Americans. Striving for a post-secondary education will offer better job opportunities, although the financial responsibility of paying for the degree can weigh heavily on individuals with little to no income. Aid is provided to benefit students who need financial support via grants, scholarships, and loans. Focusing on loans, a student is offered government institutional loans based off of Expected Family Contribution (EFC). Every year…

    Words: 1777 - Pages: 8
  • Special Loan Injustices

    If you are employed by a government agency, a not for profit and similar organization, you are entitled to special loan forgiveness opportunities. As long as you work at least 30 hours a week and make 120 payments, your debt can be forgiven. The borrower does not need to make consecutive payments either, simply 120 payments over the life of the loan. A program such as this will entice more individuals to take on extra debt and find employment in the public sector instead of being a smart and…

    Words: 1529 - Pages: 6
  • Essay On Student Loan

    Act Now to Avoid Large Student Loan Debt In reality, you really should start considering how you are going to pay back your student loans before you even accept them. Subsidized vs. Unsubsidized Student Loans It is important to pay close attention to the amounts that you are awarded when you are given a loan, and it is also very important to notice if the amounts you have been given are subsidized or unsubsidized. A subsidized loan is given to the recipient based on their financial need.…

    Words: 931 - Pages: 4
  • School Loan Persuasive Speech

    Immediate Stafford, and plus. Your wage hasn 't reached the 6 figure earnings you needed wished for yet. Every month you appear at as the challenging earned money evaporates in academic loan installments as you dwell in the cramped studio apartment and drive a automobile more than you 're. You 've found out about debt consolidation as well as the idea of generating an inferior sized payment to some single lender seems like an aspiration compared to your latest nightmare of feeding an allegedly…

    Words: 2017 - Pages: 9
  • The Pros And Cons Of Subsidized Loans

    for these loans, students must be registered as a full time or part time student in an institution that is a part of the Direct Loan Program. Another requirement is that student must be in a program that will eventually lead to a certificate or degree. Subsidized Loans are offered to students’ based on individual needs, and this is decided based on the information given when completing FAFSA. Paul Basken states, “The federal government offers subsidized loans to college students both directly…

    Words: 1753 - Pages: 8
  • What Are The Benefits Of Student Loans

    STUDENT LOAN Student loans can either be from the Federal government or from a bank or private lending institutions. Federal Student Aid is an office of the U.S. Department of Education and is the largest provider of grants, loans, and work-study funds. In order to access this service, a student must fill up the Free Application for Federal Student Aid (FAFSA) online. Each January, a new FAFSA is available for the upcoming school year and it is free to sign up at Your selective…

    Words: 1749 - Pages: 7
  • Argumentative Essay On Student Loans

    Student loans are easy to apply for and also receiving the money is better. Even though it’s easy to apply for student loans, paying them back is difficult and stressful. Government seems to be generous when it comes to giving money, but when it’s time to pay back government does not take chances. Statistics have shown that Americans owe about 1.7 billion dollars in student debt. According to a Times article, But can America Afford this Approach to Solving Student Debt? that states, “It has made…

    Words: 452 - Pages: 2
  • Five Year Loan Essay

    Money, it keeps food on our table and clothes on our backs. Having certain knowledge of how to invest and grow your money can provide a cushion for you and your family. As a business this knowledge is mandatory, they can’t run on promises alone they need money to start up, to keep producing inventory, gaining clients, etc…. Companies are faced with decisions on how they will receive funding and how they get investors to invest in there company. Companies are provided with a few options when it…

    Words: 1019 - Pages: 4
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