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    Do you really need an Emergency Fund? In my humble opinion, I think everyone should have a emergency fund of sort. I think a family should at least have a minimum of five months worth of bills in your savings or checking account all the time. Just in case your current employer decides to have some sort of cutbacks and you positions is one of said cutbacks. Thus, you wouldn't have any worries at that particular time about getting the bills paid. Personally, I try and keep the five months worth…

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    amount on the reports provided for the GL reconciliation do not always match the swiped amount. I understand that a vendor can undercharge a charge and swipe a card multiple times, but I did not think they could process cards for more than the total payment amount. For example, in tying out our invoice for 2/28-3/6/2018 I found that the swiped amount ties to our invoice/what was paid out via our account, but the swiped amount is for a different amount than what was issued. In six of the seven…

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    While living in a nation that thrives on money it is essential to be able to manage money wisely. A popular payment method is swiping a plastic card; it may be either a debit or credit card. Despite the fact that both cards may look alike, they share some key similarities and differences as well. Having knowledge on these different types of cards can help someone decide on which may be a better option when it comes to completing transactions. The information provided will vary with different…

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    Harvard Business Law Case

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    code 4062 and 4063. Exhibit A- The FOAH filed November 18, 2014 page 2-5 2.1-states starting July 1, 2014 installments of $100.00 a month In the event any such payment becomes more than 10 days overdue, the entire unpaid balance shall become immediately due and payable without further notice. The respondent defaulted the July 2014 payment. 2.2 Respondent is actually…

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    Drugs I’ve never done drugs and so far no one at Appalachian has ever pressured me to do them. Though after reading the Naked Roommate I learned that if I have friends who do drugs I will eventually start doing them myself. Drugs are something I don’t want in my life, so while in college I have to be smart about who I chose to hang out. I have to keep myself from situations were drugs might pop up. Another lesson I learned about drugs is that if I’m ever going to do them it should be in a safe…

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    car loans, student loans, and having a baby are all situations that can drive people to the overwhelming doom of debt. Debt is mostly overlooked for the simple reason that people find it normal to have certain types of debt like car and mortgage payments. Debt is sometimes very difficult to escape, especially if one does not manage money wisely. Two of the most common reasons many people get in debt is because they do not save money for unforeseen expenses, or because they tend to live beyond…

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    the bank the same amount of money that I need to pay the bank back in the future. Usually, the bank has also set a date that I have to pay back without paying extra interest; but, if I delay the payment, the bank will charge me additional interest for not paying on time until I complete my whole payment. Also, according to each person’s financial condition, the bank has set different monetary limits that people cannot exceed (“Credit or debit? Each card type has pros and cons” 52). As a…

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    The economic downturn over the past few years has really been hard on people of all status, socio-economic background and race. It’s hard to envision an America without the beautiful home and pick-it fence, but the reality of it is that most American families do not have that vision right now. With the beginning of a new day came a way to overcome this sad reality though. The economy is on the rise I believe and with that more people, boomerang buyers, are able and eager to get back into owning…

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    The National Collegiate Athletic Association also know as the NCAA is a multi-billion dollar business that controls just about everything in college sports. A question asked over and over again when talking about college sports is, where does that money go that the NCAA makes from games and merchandise? According to the NCAA, the money they make goes into the scholarships the school 's offers, stadium upgrades, gear the athletes have, and getting the best coaches to get them into the…

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    The day I received my first credit card was a glorious day. Everything that I’ve wanted to buy in the past six months became a possibility, nothing could stop my 18-year-old self from jumping off that couch and sprinting down the street to the nearest boutique to buy a pair of shoes. Other than having to pay it back in smaller portions, I was persuaded that there were no costs, up until 60 days later when I received my first credit card invoice, that all changed. I had recently gone to a bank…

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