Mobile payment

To understand everything about credit cards, one must first know everything about credit. “Credit, in commerce and finance, term used to denote transactions involving the transfer of money or other property on promise of repayment, usually at a fixed future date” (“Credit”). This means that people who use credit cards have made a promise of repayment. People who break promises usually face consequences, and that happens when they break this promise. If a person does not repay the borrowed money,…

The institution of credit cards have been around since the 1950’s. Diners club was the first credit card company to begin offering services to consumers. Debt comes in different forms, most are hidden in everyday happenstances. Divorce, gambling, and financial illiteracy are a few of the major things that can cause a person to go into extreme debt. Consumer debt can be avoided and it starts with education of money and how it works, this education should begin in elementary school, and an even…

I know what it feels like to have a dark cloud of debt hanging over your head. You may feel stressed, anxious, overwhelmed, or even depressed. You may feel angry and disappointed with yourself because you let things spiral out of control. You may feel that your life is on hold because of your debt. I get it. It’s tough. I spent years pretending my financial problems didn’t exist. I know it can take years to build up the courage to face your fears and start working your way out of debt. If you…

Multiple reports must be made when a payment is made on behalf of a practitioner in a medical malpractice suit. This memo will detail the statutorily required information that must be reported to both the National Practitioner Data Bank (“NPDB”) and the Texas Medical Board once it is determined that a report is required. Two checklists have been provided at the end of this memo to ensure that all of the required information is included in the report. Discussion National Practitioner Data Bank…

Cash flow is very easy to meet in our ordinary life. Whenever you pay bills or deposit cash or cheques it called cash flow. Simply can say cash flow is money comes in, money goes out. When applied this concept in business, cash flow is getting incomes and paying expenses. However, there are risks in cash flow. For example, when you deposited cash cheques into your bank, it does not deposit into your account directly. It probably takes more than couple of days to see the money deposit in your…

When people are in debt, there are many debt management companies that are willing to help them. They manage the debt that someone is in by taking one monthly payment; working with the lower payments and lower interest. But the person can also manage their own debt, without help of others. It is not an easy task, but people are able to do it. According to Dave Ramsey, good debt management is 80% behavior and 20% head knowledge. There are many advantages and disadvantages about debt management.…

begin with having a credit card. A credit card requires one main responsibility and that is paying the bill on time. Instructions for bill payments can differ between credit card companies and many charge late fees for overdue payments. It is the responsibility of the cardholder to make these payments on time. Thus, having a credit card and making payments on time will increase a credit score. An additional attribute towards raising credit score is to keep lower balances per card. Being in…

I plan to write my essay on Kahneman’s Thinking, Fast and Slow, which examines how the brain’s meager grasp of statistics can lead to poor choices. Kahneman essentially separates the brain into two parts: System 1, which makes quick, intuitive assessments based on associative memories, and System 2, which deals with more involved decisions. The inherent laziness of System 2, a function of its limited resources, leads the brain to make often-inaccurate judgements – especially in the realms of…

At age twelve, people asked me what I wanted to be when I grew up. I would respond by saying that I wanted to be a pediatrician. The reason was because I loved the joy a baby’s smile brought when I babysat my nieces and nephews. I didn’t have any research or background information of what being a pediatrician would require. I knew my passion, was to work with children and make a decent living. When I was fourteen, entering high school the coursework was tougher. Exiting high school, at the age…

thing that is consistent in healthcare is that healthcare is forever evolving. With the concept of evolution one particular area that plays a major role in how healthcare system evolves is revenue and the other is how the healthcare facilities get payment for the services provided. When exploring healthcare services reimbursement there are checks and balances that must take place. The healthcare provider orders services such as radiology and laboratory services just to name a few of the services…