Untitled Research Questions: This research was conducted to investigate the different options that students undertake to make their financial costs less burdensome and more affordable while being enrolled in Undergraduate or Graduate programs at Brandeis University. Often times, students find other ways to reduce costs through optional plans, beyond what the institution has to offer and which are optional—like housing, meal plan, among other expenses. One of those options is to not live on…
Banco international is a financial bank started in 1985 by Ramon Baez Romano, a wealthy businessman as well as industry minister (Figueira, 2016). Some years after its establishment, Banco international; which was then a small bank, was taken over by Romano’s oldest son Ramon Baez Figueroa, who aggressively helped to build it to become the second largest commercial bank in the Dominican Republic. In its growth, Baninter grew progressively, becoming a typical family owned and run conglomerate…
Installment Loans Come Under Fire by the CFPB Regulatory Guns The Consumer Financial Protection Bureau, which is usually referred to as the CFPB, has consistently cut through traditional checks and balances to expedite financial reform in the wake of 2008's mortgage and banking crisis. The bureau has used questionable techniques and astonishing speed in its investigations against the payday loan industry and other financial institutions such as banks. After making a series of controversial…
dollar industry. Linsco and Private Ledge Financial (LPL) should enter the equity crowdfunding arena to strengthen the value they bring to the marketplace. In the financial services industry since 1989, LPL is fourth largest independent broker-dealer and has contracts with over 14,000 advisors. Publicly traded and listed on the National Association of Securities Dealers…
seeks equitable opportunity for all ought to support the efforts of the marginalized. That said, young adults who have grown up within the foster care system, are one of those marginalized groups. This article seeks to explore the availability of financial aid opportunities specifically…
is functioning (Tilling, 2014). Institutional Level This refers to how an organization gained acceptance from the society as a whole at large. Legitimacy and Institutionalization become the same as for an organization to become a recognized institution, its values, principles, purpose and goals must have been long before established as socially accepted (Tilling,…
highly well-known for its asset quality, strong balance sheet, good corporate culture, wise management and high class customer service. Public Bank is offering a wide range of financial services which comprise of retail commercial and consumer loans, trade finance, wealth management products, online banking, and other financial and banking products and services. Moreover, as Gold is appreciating in value and is assumed as best product to invest, Public Bank offers the service of investment in…
The BB&T Corporation (Branch Banking & Trust) is one of the largest financial services holding companies in the U.S. with $184.7 billion in assets and market capitalization of $28.9 billion, as of March 31, 2014. BB&T, Based in Winston-Salem, N.C., operates 1,824 financial centers in 12 states and offers a full range of consumer and commercial banking, securities brokerage, asset management, mortgage, and insurance products and services (BBT.com, 2015). We will discuss the ethical dilemma within…
Entities), since the risk level associated to the asset is determinant. Based on legal conditions (SFAS 140) regarding the sale and related obligations regarding transfer of risks (as discussed in question 2), a higher risk asset transferred to Doral Financial Corp (or any transferor) should result into a greater substance reaming in the structure. According to the class action against Doral, “It is likely that there were oral agreements or understandings between the former Treasurer and the…
was very low in Muslim communities compared to conventional markets but with the introduction of Islamic mode of insurance more and more Muslims are open to the idea. Currently there are very few Takaful applicants in the market with very few institutions offering this insurance service on large scale. Though the claim for Takaful is for part insurance based and limited to loss of physical property, there are products in the market targeting family and medical coverage based on shariah…