Time Banking

I can still remember when I first learned about the concept of bartering. It was in fourth grade and my class was being taught how early societies used a system of trading goods or labor as kind of money. A farmer who had his own cows could give milk to a doctor in exchange for some medicine. In fact, this manner of give and take was used during prehistoric times when hunter-gatherers roamed America. Tribes from one area where, for example, salt and bison were bountiful might trade those goods with another tribe who had plenty of corn and cotton to give away. This part of history really captured my attention when I was younger and I still find the idea intriguing. I think this concept is brilliant and makes more sense to me than the similar…

“Abstract” Although online banking plays a significant role in banking institutions, fewer studies have concentrated on customer satisfaction and adoption mainly in the Indian origin. The main objective of this study was to identify and determine the various factors that influence the decision of consumers’ for adoption of online banking service and to determine the relationship among Online banking service, customer satisfaction and customer adoption. For the collection of data, a questionnaire…

An experienced banking and financial services professional, Peyton Patterson holds a bachelor of arts in political science from Kenyon College in in Gambier, Ohio, and a master of business administration from George Washington University in Washington, DC. Over the course of her career, she served tenures as Senior Vice President of for the JP Morgan Chase National Financial Services Group and Executive Vice President of Consumer Financial Services for the Dime Bank Corporation. Peyton Patterson…

The Financial Industry (the banking sector) The University of Zurich Article BUSINESS CULTURE IN THE BANKING INDUSTRY FAVOURS DISHONEST BEHAIOUR A new study by Alian Cohn, Ernst Fehr, and Marechal from the Department of Economics at the University of Zurich done to show if the rumours saying that bank employees in nature are less honest people true. Their results show that bank employees are in principle not more dishonest than their colleagues in other industries. They did so by randomly…

with great companies to let them go to IPO can help our whole society. Common people can buy great companies’ stocks and share profits of these companies. After doing investment banking for approximately…

was something that really negated me from joining with the bank. As with classes starting soon, I didn 't have much time to come in to setup an account on my own time, so this was the only opportunity to do so. I would 've liked for my bank to implement their normal account-making procedures during fairs such as these.Anther major issue would be the lack of ATM and facilities in areas such as my hometown. My university is in a city, and there are many locations where my bank is serviced by…

Who are lifestyle managers and why are they needed? Who are lifestyle managers and why are they needed? Many banks have already promised to supplement their service packs private banking (service for VIP clients) with offers that are far from being of a banking nature. It's about the services of concierges and lifestyle managers. Accordingly, the market of these specialists, which in recent years has begun to develop timidly, will grow many times in the coming months. However, this does not mean…

Bank loan to the private sector has increased rapidly in times of economic expansion. The share of loan to the private sector in total banking assets is an important source of credit risk. Studies such as Blasco and Sinkey (2006), De Nicolo et al., (2003) and Mamnasoo and Mayes (2009) have found that an increase in percentage of loan to total assets is positively correlated with an increase in non-performing loans, insolvency due to long-term bank mismanagement, greater liquidity risk due to…

variable rate saving offering interest rates, available exclusively to Wells Fargo Checking Customs. The minimum to open the account is $50 and a monthly fee of $10 or avoided when requirements are met. To avoid the monthly service fee, you have to have a minimum daily balance of $3,500. It includes an overdraft protection and a checking writing. The Time Accounts (CDs) Saving Account is a guaranteed fixed interest rate with tiered rates. To open the account is a minimum of $2,500 or $1,000 for…

largest bank holding company in USA by assets, which then followed by Bank of America and JPMorgan Chase. Social Factor Citibank have 3777 branches locations in 36 countries globally and out of all their services, online service have successfully claiming of 15 million users (resources from Wikipedia). Based on the 2013 annual report, the Global Consumer Banking (GCB) was announced that Citibank have claim of serving 62 million clients in 36 countries, which comes from multinationals,…