Time Banking

even electricity at times. Not everyone has bank accounts, especially people in poverty. Throughout my entire childhood, neither of my parents had ever had a bank account. I knew of family friends who had credit cards and debit cards and always wondered why my family did not have them. It did not bother me when I was younger, but as I got older I became…

wrote me a check for my present and I used that money to open up an account. There was a Fifth Third Bank less than a mile from my house and my parents banked there, so I jumped on the bandwagon. For as long as I can remember, I have utilized online banking. All of my bank accounts are entirely paperless. With that comes the dependency on the website to be like a personal bank teller, although it is not that easy. However, Fifth Third has left a lasting impression on me. Like any website,…

ICICI Personal Loan: ICICI Bank is one of the prominent private sector banks in the country that offers personal loan at reasonable interest rates. It also provides the largest number of personal loans in India. Personal loan scheme from ICICI is flexible and offers loan which can be used by the customers in any possible way. Eligibility Criteria: • For Salaried Persons: The eligibility criteria for ICICI personal loan is based on the income of the borrower, credit score, loan amount, and…

{Text: list-item} {text: list-item} Reech - CBRE AlternativeReal Estate LLP, also based in London, is a joint venture with the number one real estate in England, and one of the leaders on the world market. It is responsible for investing in the real estate market, with a double expertise: industry knowledge that comes from CBRE, financial management and Reech. The last group entity is Reech AiM SA, located in Geneva, which is an alternative management company also ordered that investing on the…

The Back-Office Manager plays an increasingly important with a truly cross-cutting function within the bank. It is no longer a mere administrative function applied to the traditional operations of the bank. This must be done in compliance with deadlines, rules and circuits. This function covers the management and accounting of operations as well as management control. It's about:  Optimize procedures It continuously monitors the proper arrangements for service. The implementation of dashboards…

Six Reasons Why You Should Invest in the BitBlissCoin ICO ICOs, or Initial Coin Offerings have become an integral part of the cryptocurrency industry. They are an innovative platform through which start ups raise capital. Since Ethereum’s successful crowd sale in 2013, ICOs are all the rage nowadays, eclipsing venture capital funding to become the most popular method of raising capital. According to a recently released Coindesk report, $327 million was raised through ICOs in 2017, compared to…

The BB&T Corporation (Branch Banking & Trust) is one of the largest financial services holding companies in the U.S. with $184.7 billion in assets and market capitalization of $28.9 billion, as of March 31, 2014. BB&T, Based in Winston-Salem, N.C., operates 1,824 financial centers in 12 states and offers a full range of consumer and commercial banking, securities brokerage, asset management, mortgage, and insurance products and services (BBT.com, 2015). We will discuss the ethical dilemma within…

LIar's poker by Michael Lewis is a non-fictional semi-autobiographical book on the Wall Street firm Salomon Brothers. The beginning of the book follows a young Michael Lewis, fresh out of school and looking for a job. By chance, he meets scouts from Salomon Brothers at a fancy dinner at St. James’s Palace. Where he is offered a spot in their training program, which he accepts. In the training program he leans about how to trade and sell bonds as well as about the firm's culture. After describing…

The American investment banking industry has come a long way since its emergence during the Civil War era. In essence, investment bankers are corporate financial advisors interested in assisting their clients with raising money in capital markets, involving themselves heavily in mergers and acquisitions activity, and they also offer different types of financial advisory services. Investment banks are very useful for companies looking to expand or to fund major projects, for example, if company X…

No business can survive without customers associated with it. The banking sector is primarily a service industry, hence service to the customers and delivery of right kind of products become necessary to acquire and retain the customers. Over the counter interactions with the customer, ambiance in the bank’s branch premises, employees attitude, and behavior, use of latest technology in day to day banking transactions, banking hours for customers, various products design & product delivery are…