Octopus card

checking accounts just like debit cards, debit cards will perish as well. With debit, credit cannot be established, and folks are missing out on the opportunity to establish credit. Debit cards allow people to spend as much as they have in their checking account, yet credit cards let people spend up to a set limit, but the payments must be paid on time. There is less fraud protection with debit cards opposed to credit cards which promote reimbursement. When using a debit card to purchase items…

A Trend Corey Feldman (1971) is quoted saying, “you have to stay updated on trends, social things and pop culture, you need to stay with the times and keep evolving.” Feldman’s statement speaks to the countless trends we see in our society and how society is influenced by these trends. The business and science world, define a trend as a pattern, gradual change, an average, or general tendency to move in a certain direction. (Businessdictionary.com, 2016) In the social sciences, a trend is…

spent more than I earned with no savings and no job security. I made many unwise financial decisions, and I got caught up in credit card debts. However, since I got married, my husband and I decided to take control of our current financial state and work toward our future financial goal. Our financial goals include short-term goals like paying off our credit cards debt and stop using them. Our long-term goals are to save money to buy a house and invest more in the retirement saving account. But…

The 21st century has added a new weapon to the arsenal of persecutors. Credit card companies can lower a customer 's credit limit based solely on where they’ve shopped. An employer can make his or her decision on hiring an employee using just social media footprints. Lori Andrews presents frightening information in her essay “Facebook Is Using You”. Through the use of statistics, anecdotal evidence, and appeals to the audience 's sense of fear, she successfully convinces the reader that there is…

increase of about ninety dollars to the total cost of the phone. Conversely, the Galaxy is significantly cheaper. The full retail value of a Galaxy with sixteen gigabytes of storage space reaches a cost of $570. With the purchase of a 128 gigabyte MicroSD card for an average of seventy dollars, the consumer gains more memory than the top-of-the-line iPhone and pays $200 less than the Apple product. The Galaxy sells for, at most, $200 with an agreement of a two year contract from a carrier. A…

subject in news. Almost every companies have been hacked, if not yet, they should not consider themselves as more secure than others that have already been there. In December 2013, Target was one of the victims with more than 40 million credit cards and debit cards that were stolen by malicious people. Just right before Thanksgiving a malware was installed inside target database. So between November and December 2013, over 11GB of critical information was taken. The sad thing is that the…

This is my story about how I got into and out of credit card, I live in Waterloo, Iowa with a population of about 68,400 people in the Waterloo alone. That is a lot of people just in town it also doesn’t help that I have a lot of friends in the towns around me such as in Cedar Falls, Hudson and Raymond. It all started one Friday night after I got off of work I have a very well paying job for my age only being 27 years old. My best buddy Don and I would go out and start the weekend right we…

resourceful. Money may be spent through cash, credit or debit cards, checks or applying for a loan. Another important component includes benefits from a job, large household needs, insurance and managing debt. These components are important because they lead you to build your wealth. Using these tools properly can help you save money while using them incorrectly can put you deeply in debt. My current situation involves a high amount of credit card debt, and I can 't save towards any big…

“Plastic 101” Do you like spending money? I prefer cash, but today I will tell you about three different cards that can change your life forever. Credit cards, “ You can use a credit card to buy things and pay for them over time” unlike charged and debit cards (“Credit, Debit, Charged Cards”). If you do not understand that then something 's wrong, but who knows maybe you’ll figure it out one day when you have kids. The worst thing that could happen…

occurred, where Target lost the credit and debit cards of over 40 million customers, along with the personal information of 70 million customers. It all started right before Thanksgiving on November 27, when someone installed malware in Target’s security and payments system that was designed to steal every credit card used at the company’s many stores throughout the United States. When a shopping item was scanned and the cashier processed the credit card number, the malware would apprehend the…