Employee Retirement Income Security Act

Federal law does not require employers to offer retirement plans to their employees. If employers choose to offer retirement plans, they must follow strict guidelines regarding how the plans are managed, operated, and presented to employees. The Employee Retirement Income Security Act (ERISA) is the law that governs all retirement plans in the United States. ERISA laws set the requirements for how a company retirement plan must be run. While ERISA does not apply to all employers, states may also set rules for how company plans must be managed. The first step is to understand what type of retirement plan to offer your employees. There are two major types of plans, defined benefit and defined contribution in which either or both can be offered.…

According to the ERISA, “the three primary protections afforded employees with defined benefit plans are 1) funding, 2) vesting and 3) guarantee” (Gordon, 2016). The impact of the Employee Retirement Income Security Act (ERIS) has had on the employer’s retirement plans, health insurance plans and other benefits plan is that it holds employers responsible to ensure good intent when it comes to the employee benefits. For example, the law should include a plan that is fair to all employees and…

involving Total Rewards. These cases are outlined below with a brief description and the date set for argument. Montanile v. Board of Trustees of the National Elevator Industry Health Benefit Plan (Arg. 11/09) This case is seeking to determine whether a man must repay an insurance company for medical expenses it paid after he received a settlement from the drunk driver who injured him. Montanile’s insurer, The National Elevator Industry Health Benefit Plan paid $121,044.02 of Montanile’s…

choosing to eliminate one of three vital welfare programs due to their being no option for reconstruction of any one of these programs. Options at hand for removal include Temporary Assistance for Needy Families (TANF), Supplemental Security Income (SSI), and Supplemental Nutrition Assistance Program (SNAP). Although all of these are vital, however I am recommending the elimination of the TANF due to circumstances that cause it to be essentially less crucial than the other two programs.…

You do not need US citizenship to qualify for Social Security Disability Insurance (“SSDI”) nor do you need to be a permanent US resident. However, you must have legal status to work in The United States. In addition, you need to have a social security number assigned to you to work legally in the United States and earn the necessary work credits to qualify for benefits. Also, residents who are not US citizens and are from Cuba, North Korea, and Vietnam are unlikely to receive SSDI benefits.…

Furthermore, as we collectively evaluated the agency’s services through a social workers lens, we promptly learned how imperative it is to have a safety net for all individuals with disabilities, specifically, the aging population. Parallel to this, through literature review and one in person-interview, we have acquired valuable knowledge about what it means to be disabled and disadvantaged concurrently; for instance, being diagnosed with a mental health diagnosis, being physically impaired, and…

client privilege does he have? Brief Answer Under common law I would be found liable for negligence to the investors in Cardozo & Co., Inc. but not to Prosser Bank. He will also be found liable to Investors under the Securities act of 1933 and the Securities Exchange Act of 1934. Professional-client privilege would not enable me to refuse to respond to a subpoena from a government agency and the working papers…

Transportation Security Act. Thus, the infamous Transportation Security Administration (TSA) was established (http://tsa.gov/about). Since the implementation of the TSA, airports across the nation have declined in quality and safety. Nowadays, a petting zoo is the equivalent to the average public airport. Realistically, the TSA has failed to address and control the growth of unethical behavior within the air transportation…

of 9/11 to present is very familiar with the Transportation Security Administration (TSA). The officers in the blue shirts can be seen everywhere in airports across the United States. They are supposed to be a symbol of safety, security and reassurance for passengers. Unfortunately have become to symbolize long lines, delays, ineptitude, scandal, and inappropriate conduct. My goal is not to diminish or the work of TSA personnel as most of their employees care about security and safety.…

strayed away in doing the right thing. Stewart Enterprises was a public traded company and it’s in their best interest as well as investors that they should be reporting the correct information as well as using the correct accounting practices. This would avoid any trouble from the SEC and it keeps things honest with investors who are looking to invest in the stock. The SEC charged Stewart enterprises and some individuals for earning manipulations. The people charged were Stewart Enterprises…