Basic financial concepts

2.2. Corporate value theories 2.2.1. Valuation David Frykman (2003) identified three bases of valuation, including cash flow, return and operational variables. Thus, a great number of valuation approach such as EVA and DDM can be used under certain conditions. However, the most common valuation approach is the discounted cash flow model(DCF). It considers perspectives of all claimholders in the company. Economists define the corporate value as the present value of expected free cash flow of company discounted by its weighted average cost of capital. It is closely related to the financial decision making of the company and reflects time value, risk and sustainable development capacity of corporate. Therefore, approaches to achieving maximization…

It is 2032 and a guaranteed universal basic income has been in place for about 5 years now. My dad is a doctor and went through 2 medical residencies to get where he is now. He has been in school for as long as I can remember, working hard, studying so much my family barely saw him, he even had to work two jobs when he was in residency so that our family could live comfortably. 6 years ago, all of my dad’s dedication and hard work paid off. He opened his own practice! Back then, we all thought…

more reasonably priced than large dominant retailers, they founded the Magasins Lasalle Stores Itee. 25 years later, in 1972 the concept of a supermarket was created and Marches d’Aliments Metro Itee become one of the first stores to offer convenience to the public. Not only did the company change its name to Metro-Richelieu Inc, but it also made it first appearance in the Montreal Stock Exchange. This big event eventually led Metro-Richelieu Inc. to acquire the McMahon Distributeur…

c. Reaching Goals and Minimizing Stress It can almost go without saying that I have my work cut out for me over the next couple of years. I have set before me a really demanding list of goals, and in order for me to achieve these goals I am going to have to systematically apply all of the psychological concepts that I have learned to my everyday life. Starting with the most basic concepts like getting enough sleep, or meditating will assist me by means of escape from everyday struggles.…

presented more information on reading processes and reading instruction with little information on testing. In terms of methods, Venezky employed mixed perspectives which considers the scientific and cultural environment of each trend. His approach includes suggestions from Kuhn, Lakatos and Newell, though not completed followed. Handbook of Reading Research has the following key points: • The study dates back to 1870 in Leipzig • It has a strong root in cognitive psychology • Although Wundt…

Introduction For several years now, Americans have been struggling in today’s economy simply due to unfair income distribution. Income inequality is a growing issue today and many economists have noticed that this issue needs to be resolved in order to see steady improvement with the economy. Barack Obama even addressed the issue himself and stated that income inequality is now the main reason why the economy has yet to make a major improvement over the years. Which makes sense in economic…

Many people who have a criminal lifestyle are taking advantage of SNAP benefits. People who have children, should also be employed. If you look at today’s society, many people continue to reproduce without a means to support themselves. They look to government programs, such as SNAP to live on instead of looking for a job or going to college. SNAP benefits should resemble WIC benefits, in that, applicants would only be allowed to buy certain healthy foods, which is the original intent of the…

“Diving In: An Introduction to Basic Writing” by Mina Shaughnessy In this article, Shaughnessy argues that educators need to start examining their own teaching and learning processes and the complex and contextual needs of their students, instead of focusing on what students can be doing differently. She points out that basic writing students are not behind and need to “catch up” to any particular level, but there must been a more effective means of communication needs to be established between…

Well based off my research I found two basic guaranteed income models: The universal basic income referred to as UBI and the negative income tax referred to as NIT. The less expensive of the two models, the NIT has an income cutoff point where if you made less, your taxes are negative. This means instead of paying the government, the government pays you after you file your taxes. This may pose a problem though. Say everything is going fine and dandy, then right after filing your taxes, you lose…

In 2016, Charles Murray published an essay in the Wall Street Journal, in which he argues for the implement of a UBI, or universal basic income. Murray explains that implementing a UBI will only work efficiently if all welfare programs are taken away. He argues that doing this, every citizen will be forced to take care of themselves. Murray continues on to examine the effects on the workforce by explaining that “[i]t also could provide an invaluable benefit: injecting new resources and new…