student was required to fill out a variety of personality tests. After each student completed the personality test, he or she would then give the test to someone who knows him or her well enough to answer the questions while pretending to be the student. The person who takes the quiz as if they are the student is called the informant. After the student and the informant take the tests, the student records the scores into a spreadsheet. After all the tests are complete, a statistical correlation between the student’s score and the informant’s score is done. Since the informant is suppose to be someone who knows the student well you would think that the scores would match up and both the student and the informant would have answered the same. This is not the case for all of the personality tests. For example, my informant and I disagreed and got different…
people who cared about my test scores. But I cared a whole lot. Her powerful hand dropped my graded test on my desk, the front facing down. As soon as the edge of the paper…
My PRPSA anxiety score is 98 and my anxiety rating is moderate. Females in California average score was 105.7 and their anxiety rating was moderate. The responders was 1074 woman. Males in California average score was 101.92 and the anxiety rating was moderate. The responders was 772 men. Both males and females in California average score was 104.15 and the anxiety rating was moderate. Looking at my scores compare to others in California my score of 98 is below the average. I would say I did…
A Closer Look at Credit Scores In its simplest form, a credit score is a number that helps lenders ascertain the likelihood of you making your payments on time. The score and or scores are a summary of risk, and the higher the scores, the lower the risk, according to banks and lenders. The actual score is a three-digit number that can range from 300-850, depending upon the agency providing the information in your credit report, with 850 being nearly perfect credit. There are three…
Credit Reports vs. Scores – What’s the Difference? A credit report and a credit score are very different products which provide poten- tial lenders with different information; however they are both very closely related. Credit reports are detailed records of a consumer’s financial activity dating back many years and providing in depth information regarding payment activity (or lack thereof), account limits and usage account ages and account types. In essence it providers lenders a snapshot…
Dr. Shakespeare Credit score & credit bureaus Made by the Fair Isaac Corporation, FICO is the best-known credit scoring framework in the United States. In view of the data in your credit report, your FICO score is figured utilizing unpredictable, restrictive equations that measure the measure of obligation you convey in respect to your accessible credit, the auspiciousness of your installments, the kind of obligation you convey, and a considerable number of different components to allot you a…
My credit score is 583, it need some work. Being a college student, I don't have much time to get a credit card. My credit score is not as bad as I thought I would, but it is not great either. To get my credit score to become better, I first need to get a credit card from Bank of America. I will schedule an appointment with my banker and we will discuss my credit card and getting a credit score. Once I get my credit card, one way to make my credit score better is to setup a payment reminders…
world, there are many things to worry about, but one specific area that people worry the most about is their credit score. When it comes to growing up, a credit score is essential. Buying a home, renting an apartment, buying a car, even renting furniture requires a fair credit score. The good thing about credit scores, however, is there are many ways to raise it fairly easy. Avoiding late payments, checking the score often, not using the cards as much, paying off the debt, as well as just being…
Have you been assigned a poor credit score by the financial institutions? You must take steps to repair your credit score immediately as a poor credit score can have a lot of undesirable consequences. Here are some tips for fast credit repair: 1) Use your old credit cards - Here's a trick that most people don't know about. Experts suggest using your old but valid and usable credit cards. Since the card is old, its date of issuance would be earlier than the present credit lines and credit…
Your credit score is a three-digit number that can have a positive or negative effect on your financial future. It is a lot easier to get approved for a mortgage and take out a loan if you have good credit. In some cases, having good credit can make it easier for you to get a job. There are many ways that you can hurt your credit. Fortunately, even if you have done things to hurt your credit, there are ways that you can get it back on track. Below is a list of things that can hurt your credit…