Life insurance

that is out of their control. In recent news, people have to have insurance or their other option is to pay a fine if they don’t have it. Healthcare insurance is one the most essential things to have because life is unpredictable and it is good to have if in case of emergency. Unfortunately, healthcare is not accessible to many people for a multitude of reasons. To further prove the difficulties that many people face with health insurance, the film John Q puts the ordeal in perspective for those…

Background The American International Group, AIG, is a leading international insurance organization to more than 100 countries. AIG is also one of the leaders of life insurance and retirement services in the United States. However, back in September 2008, the U.S. government announced an $85 billion bailout of AIG. “The bailout eventually increased to about $180 billion. Many focused on AIG’s Financial Product Group because they had written credit default swaps and other derivatives that…

This case study will attempt to help John and Jane smith find an insurance policy that best suits their needs and wants in regards to home insurance and auto insurance. In order for the house to be properly insured, it is going to have to be insured for the market value of $989, 000. This is because of indemnity, where the insured is returned to the same financial position as before the loss, without making a profit. Overall the coinsurance for a homeowners policy states that there is a…

Life insurance • It is recommended that Liam should not opt for this type of insurance as he does not have any dependent to take benefit from this insurance policy. Also the policy holders may forgo some of the expenses for his current needs for the payment of the premiums 2. Total and permanent disability (TPD) insurance • It is recommended that Liam should go for this insurance policy with any occupation outside superannuation. His main…

Allstate Insurance Company. This humorous ad presents equal parts of pathos, ethos, and logos from Aristotle’s Theory of Persuasion. It contains a curious blend of emotion, ranging from excitement to fear, all while keeping the viewer entertained. The company is one of the nation’s leading insurers, in addition to donating over $34 million to local communities. With its specific advertising style, the ad makes a good point: when the viewer is faced with making the decision of choosing an…

ROCIC’s annual Insurance Open Enrollment is once again upon us. Our insurance broker, Kevin Mathis with Brown and Brown of Tennessee, has provided us with several renewal quotes. It is always our goal to maintain optimal and reasonably priced healthcare coverage options for ROCIC employees and their families. Blue Cross and Blue Shield of Tennessee (BCBST) provided quotes again this year that offer optimal coverage and reasonable monthly premiums. The exact High Deducible Health Plan we had…

fourth. He went to University of Toledo but he couldn’t graduate. He was overall smart. Martin Frankel was caught in 1999 and in 2004. Judge announced his sentenced, which was up to 200 months in prison based on over $200 million in proven losses to insurance companies. Then he bought the sentence and was reaffirmed in 2006. As I was looking into his crime, I found that he made it so obvious for federal to catch up with him, because he started buy companies with his fraud money, he was…

If you are HIV positive and are planning a trip or a vacation, you will need to add one more thing to your already long list of things to do. Anyone with a chronic disease has to consider their health when traveling, and HIV is no exception. You must give some thought to your HIV treatment and the medications that you are taking before you pack up and leave. This article will focus mainly on travel within the United States, although I will briefly touch on a few special considerations regarding…

different insurances enhance your choices. Making changes where necessary helps build financial funding toward a secure retirement. The importance of a short term financial investment is to secure a financial future for…

Sun Life Financial (SLF) group of companies is a worldwide leader in protection and wealth management; with key operations in Canada, United States, United Kingdom, Hong Kong, Japan, Indonesia, India, China, Vietnam, Malaysia, the Philippines and Bermuda. In the Philippines, SLF is engaged in the business of life insurance, mutual funds, pension and educational plans. These businesses are being managed by, Sun Life Asset Management Company, Inc. (SLAMCI) for the mutual fund business; Sun Life…