Life Goals Paper
People use to tell me all the time that it was not ever too late to start on a career path, be all that I can be, or be successful; but honestly, I did not have any goals or dreams, and what I wanted out of life did not have anything to do with having a career or being successful, but little did I know, all that was about to change. In November of 2011, my mom passed away and was laid to rest that December. On that day, I promised her that I would not let all her hard work die in vain and be for nothing. At that moment, I remembered her telling me about how we came from people of knowledge, scholars and educators, and that our ancestors believed education was the key to being a successful, vital resource in the workforce as …show more content…
My college goals come simple to me because there is just one primary focus: making the grade; and in order to make the grade, I have to plan, prepare, have backup plans, and avoid procrastination. Once enrolled and classes have begun, I will make a plan defining my study habits as well as scheduled classes, meetings, and events to be organized and focused. Planning consists of identifying important dates, such as assignment and testing due dates and reading each class syllabus notating important information. Not planning my schedule correctly can cause me to procrastinate which is a bad habit to have. I have to be wise about postponing and not completing assignments and/or projects because putting school work off can destroy everything I am working toward. I avoid procrastination by doing everything else first, then doing my homework to avoid being distracted or disturbed which works well at my house or by taking time to myself. Preparing includes placing important dates into my calendar as well as setting up reminders; making sure that I have enough time for class requirements by making study schedules for each class; reviewing notes and/or class materials/books the night before and a couple of hours before class begins; and leaving early enough to ensure …show more content…
One thing I have learned as a consumer is that having good credit is one of the most crucial essentials next to rent, food, and utility bills; and since I have a poor credit score, I must restore my credit while in college to achieve a 700 by the time I graduate. Credit scores range from 300 to 850, and a good score is usually higher than 670 which came to know working with my previous employer, MyFICO, who provides consumers with their true credit score and report in addition to educating consumers on repairing and rebuilding their credit. To fix my credit, I have to pay my current credit card bills and car payment on time, pay off collection accounts which have a negative effect, pay down my student loans, get approved for a few more credit cards which adds positive effects which helps fix the damage, and have a mix of credit, which includes mortgage and installment loans, to also help improve my credit
People use to tell me all the time that it was not ever too late to start on a career path, be all that I can be, or be successful; but honestly, I did not have any goals or dreams, and what I wanted out of life did not have anything to do with having a career or being successful, but little did I know, all that was about to change. In November of 2011, my mom passed away and was laid to rest that December. On that day, I promised her that I would not let all her hard work die in vain and be for nothing. At that moment, I remembered her telling me about how we came from people of knowledge, scholars and educators, and that our ancestors believed education was the key to being a successful, vital resource in the workforce as …show more content…
My college goals come simple to me because there is just one primary focus: making the grade; and in order to make the grade, I have to plan, prepare, have backup plans, and avoid procrastination. Once enrolled and classes have begun, I will make a plan defining my study habits as well as scheduled classes, meetings, and events to be organized and focused. Planning consists of identifying important dates, such as assignment and testing due dates and reading each class syllabus notating important information. Not planning my schedule correctly can cause me to procrastinate which is a bad habit to have. I have to be wise about postponing and not completing assignments and/or projects because putting school work off can destroy everything I am working toward. I avoid procrastination by doing everything else first, then doing my homework to avoid being distracted or disturbed which works well at my house or by taking time to myself. Preparing includes placing important dates into my calendar as well as setting up reminders; making sure that I have enough time for class requirements by making study schedules for each class; reviewing notes and/or class materials/books the night before and a couple of hours before class begins; and leaving early enough to ensure …show more content…
One thing I have learned as a consumer is that having good credit is one of the most crucial essentials next to rent, food, and utility bills; and since I have a poor credit score, I must restore my credit while in college to achieve a 700 by the time I graduate. Credit scores range from 300 to 850, and a good score is usually higher than 670 which came to know working with my previous employer, MyFICO, who provides consumers with their true credit score and report in addition to educating consumers on repairing and rebuilding their credit. To fix my credit, I have to pay my current credit card bills and car payment on time, pay off collection accounts which have a negative effect, pay down my student loans, get approved for a few more credit cards which adds positive effects which helps fix the damage, and have a mix of credit, which includes mortgage and installment loans, to also help improve my credit