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For example, the studies Lipsitz mentions show that “minority applicants had a 60 percent greater chance of being denied than white applicants with the same credit-worthiness”, and that “loan officers more frequently used dividend income and underlying assets as criteria for judging black applicants than they did for whites”. These unfair benefits that whites receive compared to other minorities show that people are still not considered equally. Whether one is black, white, Mexican, or Asian should not be the determining factor in how one is judged. Finally, the environment people are raised in has much to do with how they view racism. When a white person is brought up in an accepting family with liberal views on race, they are more likely to accept others and treat them with fairness and respect. On the contrary, if a white person is brought up on biased views, they are less likely to see others of a different race equally. Relating back to Steven Pinker’s “The Moral Instinct”, much of one’s own “moral instinct” is based on one’s society and what is deemed acceptable in said
