Employer Health Insurance

Great Essays
There was one sort of “saving grace” to the health care crisis and that was employer sponsored health insurance. This allowed employers to offer health insurance to their employees. According to David Blumenthal, M.D., M.P.P., in his article titled, “Employer-sponsored Health Insurance in the United States—Origins and Implications, “Employer-sponsored insurance has done its job in many respects” (2006, p. 84). He explains how, until recently, employer-sponsored insurance has been made affordable to working Americans. But, Blumenthal also states that “Employer-sponsored insurance has left many Americans uninsured . . . ” Blumenthal goes on to explain how the responsibility is not only of the employer-sponsored insurance companies but also the …show more content…
In “Why the Rising Cost of Health Insurance Might Lead to a Good Thing,” Zachary Gappa points out the various ways that rising health insurance could be positive in some aspects. The implied message is even though there are many negative sides to rising health insurance, the rising health insurance costs has the potential to cause Americans to be more cost efficient. This reading is not so credible, because Gappa lacks the credentials to speak on this matter in an expert manner. Gappa fails to acknowledge the negative aspects of the situation while, also lacking the data to support his claims. In “History of Health Insurance in the United States,” Michael Morrisey gives accurate statistics on how health insurance is increasing. He also shows in what ways this is a negative problem. The implied message is that health care insurance is increasing every year and the introduction of Medicare slowed this growth down slightly. This reading is credible, because Morrisey has his PhD in Economics from the University of Washington, Settle, Washington. Morrisey has the correct credentials to be able to speak about health insurance in an expert manner. Unlike Gappa, Morrisey provides supporting evidence to back up his claims and has the correct credentials for this situation. While Gappa shows various examples of how rising health insurance costs could be a good thing, he lacks the reasoning of how the rise is actually a bad thing. He takes no notice to how the rise in health insurance could lead to negative

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