Affordable Health Care Essay

1634 Words 7 Pages
The right to affordable health care is as sacrosanct as the right to be free, if not more. The most important issue is making medical care a right for everyone at an affordable price. American health care has an insurance-based system; thus, to get affordable and efficient medical help, you should be insured. Currently, there are about 44 million uninsured Americans. According to Elizabeth Bradley, the author of the book The American Health Care Paradox, the paradox of today’s system is that “United States spends so much on health care but continues to lag behind in health outcomes” (33). The private sector has been focusing on making a profit over the years, ignoring the importance of health care for all. There is no ideal system and no final …show more content…
Statistically, only twenty-eight percent of Americans are insured through government-funded programs such as Medicare and Medicaid, implemented in the middle 1960s. Medicare commonly insures older people with acute care needs. “Medicaid is the joint federal-state government-sponsored program that pays for health services for poor children, pregnant women, and mothers of young children as well as mentally and physically disabled and very poor elderly individuals” (Emanuel 36). The most recent attempt to maintain a current medical assistance problem was a new law widely known as Obamacare. President Obama signed the Affordable Care Act into law on the 23rd of March 2010, putting in place comprehensive reforms that are meant to improve access to affordable health coverage for everyone and protect consumers from unfair insurance company practices. One of the issues Obamacare was supposed to overcome is a Medicaid Gap by expanding Medicaid on all the poorest citizens. However, this plan was not accepted by more than 20 states, which leaves more than 3 million people uninsured. Why do different political views affect such important problem as a lack of health coverage? Even fiscally conservative Republicans should be concerned about their …show more content…
An average cost for the insurance against the risk of incurring medical expenses among individuals in Virginia is $2,904. “Health care is provided and paid for by a variety of mechanisms, including employer-based insurance, privately purchased insurance, government insurance and health care programs, and out-of-pocket purchases by individuals” (Boslaugh 493). Insurance companies negotiate for prices that are based on bargaining power. Meanwhile, patients have almost no influence on the cost, considering that there is often no alternative to being treated. Some countries across the ocean do not use insurance system and get basic, emergency, or advanced health care for free. For example, “Russia has a universal medical benefits system covering all citizens and refugees and a social insurance system providing maternity benefits to employed persons” (Boslaugh 380). However, Americans are still left to pay such high and, for many people, even unaffordable prices. Depending on a personal type of insurance, citizens pay a certain percentage of the bill and the insurance company pays the rest. “In health insurance, price includes not just the upfront cost to the consumer, the premium, but also both the level and the variance out-of-pocket spending associated with the care the plan insures” (Rutledge). The drawback is a monthly/annual insurance fee will be a decent amount

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