Healthcare Reform Scenarios

Improved Essays
In this Scenario it talks about the effects that the Healthcare Reform Bill of 2010 has had on the American economy.
Yes, there has been a tremendous amount of individuals who still lack the opportunity to be insured due to living below the poverty level or the lack of having the means, because even though it is offered from their employees the rates are still too expensive for them to be able to afford it for their entire household. Also, there is a stipulation clause that is set in place that puts an emphasis on whether or not one even is eligible for this new found insurance and if one does not meet that quota they are not eligible to even receive the new health insurance. Prior to 2010 this problem with the lack of coverage was in the
…show more content…
Patients seem to be receiving services, but mostly in an emergency this is , because many of them know that they cannot be legally turned away for not having insurance and prior to the healthcare reform that was implemented they could be seen in this type of facility and they hospital would bill them later for the procedures that were performed. The governmental sector quickly put a stop to this when the healthcare reform was enacted giving healthcare facilities the right to turn a person away once they have been deemed stable if they do not possess proper insurance documentation. This seems to be more prominent in the low income and ethically racial minorities. These individuals do not make enough money to get insurance and the new law restricts individuals that do not possess insurance when they go to file their …show more content…
Mandating that your employers offer this insurance, but because of how much costly it is to the employer the employees has to look at the cost measures. Should I take out health insurance or feed my family. It is a no win decision most Americans would deem for the lesser good and provide for their love ones versus getting healthcare service.
Physical/Demographic Issues
There are many issues that affect the equality of healthcare in this economic downturn such as the lack of vaccinations, chronic diseases and lower disease burdens. As the population of healthcare issues increases dramatically, there will be a more of a need for adequate resources they may need to become available to meet the challenges of providing health care and good quality of life for the individuals and families that are uninsured.
A fundamental change in the values emphasized in the American culture, and in other cultures, will be required to change the present health care system from one which focuses on diagnosis and treatment of disease to a system that attends to the major issues that affect quality of life of older adults and their families (Bennett,

Related Documents

  • Improved Essays

    1. Do you think the US needed healthcare reform? Defend your response by explaining why or why not healthcare reform was needed. I think that the US did need a healthcare reform, because I am one of the few people that think that healthcare is a right and not just for the privileged. I think that healthcare should be a right because everyone needs it at some point in their lives and I feel that if we have a universal healthcare system like many other countries, the US could be in the top percentage of life expectancy rates.…

    • 560 Words
    • 3 Pages
    Improved Essays
  • Superior Essays

    Single Payer System

    • 1000 Words
    • 4 Pages

    United States of America and Canada are both highly developed countries bordering each other, yet they have two completely different healthcare systems in place for their citizens. The United States has a multi payer, heavily privatized system while Canada has a single payer, mostly publicly funded system. Public health expenditures are carried out by national and local government and public sector enterprises while private expenditures are carried out by individuals and businesses that are not government owned. The ongoing debate over which system works better has been in public interest for years. The Canadian single payer system is often endorsed as an example of the improvements in health outcomes, savings in costs, and better distribution…

    • 1000 Words
    • 4 Pages
    Superior Essays
  • Improved Essays

    What Is Nanny Law?

    • 703 Words
    • 3 Pages

    A “Nanny Law” is defined as a view that a government or itself policies are overprotective or interfering unduly with personal choice (Wikipedia Contributors). The “Nanny Law” of reform health care or Obama Care, as it’s more commonly known as, is the “Nanny Law” I chose because of my profession I can relate to the individuals who use this law. I am a health insurance agent and everyday I see individuals that are frustrated and confused about their health care. The new health care law should be repealed because of the fact that this law causes great confusion on its users just get on the webpage, the law does not provide enough coverage or benefits for individuals enrolled in the plans, and it causes more of strain on the everyday worker to…

    • 703 Words
    • 3 Pages
    Improved Essays
  • Decent Essays

    Doctors can't ignore politics. Our patients' lives are at stake: 22 August 2017 This article talks about how professionals, such as doctors, have an obligation to speak up in order to protect their patients and their rights. Earlier in the beginning of the year, Congress made a bill that would discriminate and strip 23 million patients of their health insurance.…

    • 403 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    Module 3 – Question 1 Discuss the differences between uninsured and underinsured and how it affects the individual, the community, and the health care system as a whole. Provide an example to illustrate your position and be sure to support your answer with appropriate resources. Uninsured vs. Underinsured The ability for someone to pay for health insurance and then find a health care provider with a corresponding facility for care that is culturally sensitive when applicable are just a couple of components of health care access. Additionally, the capacity for the care to appropriate and given in a timely manner in the language that is best suited for the patient are also components to health care access (Bodenheimer & Grumbach, 2012).…

    • 451 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    When you hear the word crisis, what do you think of? I think of chaos, trauma and terrible situations. In these situations, what do you expect people to be doing? I picture panic and more chaos, but I also picture relief efforts. When there is a disaster, there is also a response to help those in need.…

    • 1189 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Benefits Of Medicaid

    • 1183 Words
    • 5 Pages

    In The Medical (Medicaid) program definitely met and still meets a lot of the needs of its beneficiaries but there’s more progress that can be done. Medicaid met and still meets the needs through serving millions of people with low-income. Medicaid and the Children’s Health insurance program so far provided coverage for more than 31 million of children and based on 2014 Report of CMS, about 72.5 million of people enrolled (CMS, 2014). Even though the federal government can set minimum guidelines for their eligibility in Medicaid, a lot of states are actually free to choose to expand even more than the minimum threshold allows. According to data from Kaiser Family Foundation after Affordable Care Act went into effect, 34% of people in enrolment…

    • 1183 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    With the 2016 presidential election approaching, Americans should highly consider voting Republican if you want to better education, lower taxes, and focus government on local levels. This essay will explain what the party stands for and the reasoning behind it. With all of the controversial issues among us, the American people need to have a better understanding of who they are voting for and what they are voting for. The Republican party started in the 1950’s by anti-slavery activist, the actual name “republican” was chosen to reflect equality.…

    • 611 Words
    • 3 Pages
    Improved Essays
  • Great Essays

    Employer Health Insurance

    • 1604 Words
    • 7 Pages

    In “Why the Rising Cost of Health Insurance Might Lead to a Good Thing,” Zachary Gappa points out the various ways that rising health insurance could be positive in some aspects. The implied message is even though there are many negative sides to rising health insurance, the rising health insurance costs has the potential to cause Americans to be more cost efficient. This reading is not so credible, because Gappa lacks the credentials to speak on this matter in an expert manner. Gappa fails to acknowledge the negative aspects of the situation while, also lacking the data to support his claims. In “History of Health Insurance in the United States,” Michael Morrisey gives accurate statistics on how health insurance is increasing.…

    • 1604 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    Underwriting In Insurance

    • 856 Words
    • 4 Pages

    Without health insurance in the United States, costs for health care can be out of control and unmanageable for most individuals. These are facts that the government knows to be true as well as private insurers. If not covered by a government funded or public plan, an alternative is to seek coverage through a private insurer. Currently, individual plan purchase is available. For others, employer sponsored plans are available to participate in.…

    • 856 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Health Care Scenarios

    • 587 Words
    • 3 Pages

    Your forum post touches on two very sensitive topics. One in particular is the potential injuries that can occur to caring for obese patients. Who will take care of the patients, when the staff are unable to care for them due to injuries? It is imperative as health care professionals we advocate safety for ourselves as well as our colleagues. It was reported by the Bureau of Labor Statistics, “nursing and residential care facilities” in 2015 was the second most “highest incidence rates’ of total nonfatal occupational injury and illness cases” (U.S. Bureau of Labor Statistics, U. S. Department of Labor, 2015).…

    • 587 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    On October 27th, 2016, I attended the lecture "Healthcare Reform and the 2016 Elections: What Happens to Obamacare After Obama?" delivered by Dr. Jonathan Oberlander from the University of North Carolina-Chapel Hill (UNC-CH). Dr. Oberlander was brought to FSU through the combined efforts of the College of Social Sciences and Public Policy and the Pepper Institute to share his expertise in the topic. He is a professor of Health Policy & Management and is the chair of Social Medicine and his talk certainly increased my understanding of the current healthcare climate that engulfs our country. To start, Dr. Oberlander gave a brief overview of the 20,000-page bill that is the Affordable Care Act. He discussed how Obamacare was simply an improvement to the existing American healthcare market rather than a complete overhaul of health insurance.…

    • 832 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    In the past 20 years, the health care industry has undergone through melodramatic changes, which have affected both patients and health care providers. The key changes in the health care sector such as healthcare being provided on an outpatient basis have both merits and demerits. This is because the Obamacare act impacts this process in various ways. This essay explores the factors that have contributed to care being provided outside the hospitals setting, its advantages and disadvantages, and how the Affordable Care Act has impacted this trend.…

    • 814 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Health Care Delivery

    • 993 Words
    • 4 Pages

    As the business of healthcare continues to move toward the value-based purchasing, and as long as there is substantial fee-for-service reimbursement, the dilemma in medical community will continue to be that of how to prepare for the future of the evolving health care system while preventing adverse financial situation in the short term and increasing patient’s care within the society. Although , the healthcare system in the United States is making health care affordable for millions of people, with the influx of new patients seeking healthcare across the country, are some new challenges coupled with the older challenges of U.S. health care system in general. According to Mosquera (2014), some of the challenges facing the healthcare…

    • 993 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    "Programs and policies that promote salubrious demeanors may make an astronomically large difference on staff member wellness and have an impact on the corporation's bottom line. Studies have shown that for every dollar invested by businesses incorporate wellness/wellness programs, there were savings ranging from $1.49 to $4.91 with a median savings of $3.14. In company terms, that's more than a 3 - 1 minimum return on investment - a number that is hard to ignore, and best practice that should warrant thoughtful consideration from businesses" (Admin, 2010). The following statistics reveals that an extensive wellness program aimed to meet an organization's precise needs can preserve productivity by reducing absenteeism, health care expenditures,…

    • 404 Words
    • 2 Pages
    Improved Essays