Affordable Care Act Bradach Analysis

Improved Essays
ntroduction
When outlining the constitution, our forefathers maintained a stance that this nation would “promote the general Welfare” of its citizens (U.S. Const. art. I, §1). Protecting future generations’ health and happiness was worth fighting for, however, it is unlikely that these visionaries understood how this statement would take form in future capacities. The most recent, and perhaps significant, legislative movement pertinent to this topic is the Affordable Care Act (ACA), a 2010 bill, which provided individuals with better opportunities to access health care. Over the course of six years, multiple strategies have been employed to increase insurance coverage, while also providing better economic stability to the health care system (U.S. Department of Health and Human Services, 2015, p.1). The following Bradach analysis will demonstrate how government officials and medical professionals have worked collaboratively to implement this policy by identifying key features, it’s overall impact, and potential areas of revision. Problem Statement When conducting a Bradach analysis it is first necessary to determine the problem statement, however, in regards to the Affordable Care Act a singular topic cannot be identified due to its breath (Bradach, 2012, p.1).
…show more content…
Interestingly, by cross referencing the legislative clauses against current fiscal and population data values evidence of the core problems this initiative hoped to address can be identified. For instance, the first provision within the ACA requires all U.S citizens to have health insurance, but prior to 2010 44 million American did not maintain consistent coverage (Kaiser Family Foundation, 2016, p.1). Studies have shown that uninsured individuals are less likely to have a primary physician, therefore, relying typically on the emergency room for care (DeMichele, 2016a, p.1) . In addition, these individuals frequently do not practice preventative care, nor do they receive medical attention in a timely manner (DeMichele, 2016a, p.1) . These contributing factors have increased the likelihood of death in uninsured Americans by 40 percent, equating to as many as 45,000 deaths per year (Cecere, 2009, p.1). The ACA also maintains several provisions to make healthcare more accessible, including; Expansion of Medicaid coverage to provide eligibility to all individuals under age 65; Cost-sharing credits to individuals and families with incomes “between 133-400% of the federal poverty level”, a value assessed at approximately at $19,530 in 2013; The creation of state-based health benefit exchanges and small business health options to help identify and secure insurance plans (Kaiser Family Foundation, 2016, p.1). These clauses speak to the economic concerns presented by individuals without insurance coverage. In the United States each year approximately nine thousand dollars are spent per person on health care expenses, doubling that of our global economic competitors (DeMichele, 2016b, p.1). Lacking insurance commonly translates into the inability to provide payment, therefore, billions of dollars of uncompensated care costs are accrued for hospitals annually. Ultimately, expenditures utilized to compensate those debts influence the sustainability of other forms of funding such as education, public safety, and infrastructure repairs. Finally, the ACA also helped to stabilize the relationships between insurance companies and the individuals that they cover through the following mandates; Individuals may not be denied coverage due to a pre-existing condition; Insurance plans cannot be revoked due to a mistake made on your application. To provide consistent rates insurance companies must

Related Documents

  • Decent Essays

    Facts presented shine a brighter light on the ACA and show not all aspects of the plan were bad. The authors describe how insurance worked before the ACA and what the issues were then. I will use this as a reliable source to help tell the story of the Affordable Care Act. This material will show that not all parts of the…

    • 1843 Words
    • 8 Pages
    Decent Essays
  • Great Essays

    Despite about nine percent of Americans being uninsured, around 50% of Americans receive private insurance via their employer. More than half of Americans have private insurance via their employer or the marketplace, with each insurance plan varying greatly in the coverage provided and the cost to the policyholder. For those living in the United States, understanding the complexities of coverage and healthcare financing is challenging, with many not entirely knowing the complete system (ISPOR, n.d.). The health care system is a polarizing topic in the United States, with new legislation often occurring on the state and federal levels. There is a need for Americans to understand the health care policies and legislation that can affect them, as just because an individual or family is insured does not guarantee they will receive certain services for a particular fee.…

    • 2530 Words
    • 11 Pages
    Great Essays
  • Improved Essays

    ACA Failure

    • 641 Words
    • 3 Pages

    The US health care system has been the topic of debate for a while now, and politicians can seem to never decide on anything regarding the US health care system. Nonetheless, there is one thing they can agree on, and that is the rising cost of healthcare. Over the years there has been a steady increase in the cost of healthcare in the US, with it accounting for roughly 18% of the Gross Domestic Product (GDP) and expected to increase to about 34% of the GDP by 2040 as stated by (whitehouse.gov). In an attempt to deter or slow down this event the government has passed the Affordable Care Act (ACA). Which is meant to solve the problem of an increasing healthcare expenditure by insuring more Americans.…

    • 641 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    As the implementation of Affordable Care Act moves forward, it is significantly changing the way the United States supports the health of its citizens. Two of the most important provisions from the ACA that directly benefit…

    • 1202 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Good health is one of the most important things for human life. Health has particularly been a priority issue for Americans considering the increasing health problems affecting the population. Nevertheless, for many years, the majority of Americans have not been able to access quality health care due to high cost of health care. In response, the Obama administration introduced a piece of legislation called Affordable Care Act, otherwise known as Obama Care to help address the health care needs of the American people. This ambitious piece of legislation’s main aim is to increase health insurance coverage to the American people.…

    • 715 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    As Americans, do we not have the right to provide for and protect our families? In 2010, the largest overhaul of the health care system, since Medicare, began with legislation for The Patient Protection and Affordable Care Act(PPACA), also known as Affordable Care Act(ACA) or commonly identified as Obama Care. This legislation brought care to American families that had never participated in a health care program, or never acquired health insurance because of financial hardship (Thompson). Arguably, there is the conservative citizen, and religious members of our society that claim we are creating Socialized Medicine and or interfering with religious freedoms. Equally important, The Affordable Care Act provides access to Medical Insurance to those individuals with the greatest need, at an affordable rate or no fee at all, with securities that the insurance companies no longer hold all the power over the individuals and allowing insured with preexisting conditions to obtain quality health care.…

    • 764 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Consequently, many have an individual choice of several insurances based on the premise of risk based decisions made variable increases from within the health care market insurance plans and the lack of choice that are provided to them from employers and through Obamacare. The rise and fall of the government issued health care insurance has since being initiated have cause many insurance companies to back out of services and allow an increase in premiums to all that are enrolled within this service. Theoretically, the in many cases the microeconomic responses would gradually reflect that in a sense based on the major increases that are inspiring change from health insurance in today’s market the quality of services will surely cause for an…

    • 338 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    The Patient Protection and Affordable Care (PPACA) also known as Obamacare, or Affordable Care Act (ACA), had an enormously impacted public health services in the United Stated since it was sign into law by President Barack Obama on March 23, 2010. The Act become the most significant regulatory overhaul of the U.S healthcare system since the Medicare and Medicaid was passed in 1965 by President Lyndon Johnson. Even though it is debatable whether access to healthcare is right or a privilege and the congress tried repeatedly to weaken and even overturned the Patient Protection and Affordable Care Act (PPACA), but one thing is certain more than 15 percent of U.S population does not have health insurance.…

    • 362 Words
    • 2 Pages
    Improved Essays
  • Superior Essays

    On March 23, 2010 United States President Barack Obama signed the law currently known as “Obamacare” or to be even more definite, “Patient Protection and Affordable Care Act”. Now for a little over 6 years, the ACA has perpetually been in control of the healthcare system for United States individuals. According to Senator Ted Cruz, “What Obamacare does is decreases choices and drives up cost.” This system of healthcare has many pros and cons. On one hand, the ACA provides affordable insurance protection to all Americans, but on the flipside, the ACA primarily only covers individuals who have an income of $12,000 or more per year.…

    • 792 Words
    • 4 Pages
    Superior Essays
  • Great Essays

    After much scrutiny, The Affordable Care Act, termed “Obamacare,” finally passed through The Senate and House of Representatives, and upheld by the Supreme Court on June 28th, 2012. Through its’ passing, it caused millions of American’s healthcare insurance rates to skyrocket, and drove up insurance rates nationwide. On another note, this also opened insurance to millions of American’s who lacked any kind of health insurance at all. Throughout the country, there is evidence if we walk into doctors’ offices and try to make appointments, a lot of times we are turned away, especially if the doctors are specialists. Physicians who refuse to help Americans’ with government based insurance are detrimental to society in multiple ways.…

    • 917 Words
    • 4 Pages
    Great Essays
  • Great Essays

    How uncompensated care cost can be affected by the ACC Article 25 of the Universal declaration of Human rights says, “Everyone has the right to a standard of living adequate for the health and well-being of himself and of his family, including medical care.” Since President Barack Obama took the charge of the United States, one of his main goals was to provide health care to almost everyone, especially those people who were uninsured. From an economic perspective, it was going to be a challenge to both reduce the uncompensated care cost of the uninsured people and provide health care to the entire nation. However, since the ACC (Affordable Care Act) went into effect in January of 2014, there have been positive results regarding to what the…

    • 793 Words
    • 4 Pages
    Great Essays
  • Superior Essays

    The ACA has been a very controversial piece of legislation since the creation of Medicare and Medicaid. Healthcare has been around many years in our nation and is constantly needed and relied on to help individuals. Beginning with a long line of presidents who first brought the idea of healthcare to the table, Teddy Roosevelt was one of the first that made a bigger deal of healthcare by including healthcare in his platform. Many presidents had pushed for the idea of healthcare. In 1965, President Johnson was the first to successfully introduce Medicare to America.…

    • 1312 Words
    • 6 Pages
    Superior Essays
  • Superior Essays

    The Individual Mandate: Necessary Intervention or Unethical Overreach? Introduction: The individual mandate (requirement that all people have health insurance or pay a penalty) is a key provision of the Affordable Care Act (Obamacare) and has been the subject of considerable debate. I will be continuing this trend and analyze the individual mandate with the five step Gostin framework. This framework seeks to answer five key questions: First, is there a significant risk that the individual mandate is seeking to address? Second, is the individual mandate a reasonable response to the risk (does it work)?…

    • 1677 Words
    • 7 Pages
    Superior Essays
  • Great Essays

    The right to affordable health care is as sacrosanct as the right to be free, if not more. The most important issue is making medical care a right for everyone at an affordable price. American health care has an insurance-based system; thus, to get affordable and efficient medical help, you should be insured. Currently, there are about 44 million uninsured Americans. According to Elizabeth Bradley, the author of the book The American Health Care Paradox, the paradox of today’s system is that “United States spends so much on health care but continues to lag behind in health outcomes” (33).…

    • 1634 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    Healthcare Expensive Essay

    • 1122 Words
    • 5 Pages

    “An estimate done by the Census Bureau’s, said that thirty-three million Americans lacked health insurance in 2014 reflects a significant and welcome drop from the forty-two million it reported as uninsured in 2013,” said Dr. Robert Zarr, president of Physicians for a National Health Program, today (More Americans gain health coverage, but many can’t afford to use it: doctors group). In this time of rising health care costs, a great amount of Americans experience troubles or difficulties paying for needed health care services. With the costs that are expected to continue rising, changes happening to private insurance plans and public…

    • 1122 Words
    • 5 Pages
    Improved Essays