Essay on Healthcare Insurance

680 Words Apr 6th, 2016 3 Pages
Some say the right to healthcare is the right to life. However, people should pay for their own healthcare, not have it given to them by the government. Under a universal healthcare system, the right to healthcare is paid for through taxes, and people who work hard and pay those taxes are forced to subsidize healthcare for those who are not employed. In the United States, people already have a right to purchase healthcare, but they should never have a right to receive healthcare free of charge. Healthcare is a service that should be paid for, not a right. In European countries with a universal right to healthcare, the cost of coverage is paid through higher taxes. In the United Kingdom and other European countries, payroll taxes average …show more content…
In countries with a universal right to healthcare certain disease treatment outcomes are worse than the United States. The US 5-year survival rate for all cancers is 64.6%, compared to 51.6% in Europe. The United States also has a higher 5-year survival rate than Canada. Studies have found that US cancer screening rates are higher than those in Canada and 10 European countries with universal healthcare including France, Germany, Sweden and Switzerland. The United States is estimated to have the highest prostate and breast cancer survival rates in the world. The United States also has high survival rates after a stroke, with an age-adjusted 30-day fatality rate of 3 per 100, lower than the OECD average of 5.2 per 100. In addition, the 30-day survival rate after a heart attack is higher in the United States than the OECD average.
Finally, a right to healthcare could cause people to overuse healthcare resources. When people are provided with universal health care and are not directly responsible for the costs of medical services, they may utilize more health resources than necessary, a phenomenon known as "moral hazard." According to the Brookings Institution, just before Medicaid went into effect in 1964, people living below the poverty line saw physicians 20% less often than those who were not in

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