Universal Medical Coverage: A Case Study

Rosalyn Schwartz lost medical coverage she had previously held through her husband job after she divorced him. She had a pre-existing condition an ulcer. She tried to buy coverage but companies offered her unaffordable policies that excluded treatment for ulcers. Later on, she developed breast cancer. However, since she had no coverage she postponed its excision. In 1989 she felt pain tear through her hips and when she fell her hip socket shattered. She was hospitalized for 23 days and had three surgeries costing 40,000. Half was paid by charity and rest Rosalyn owed to 12 physicians and two hospitals, each of whom she paid $10 a month. After this, she was unable to work. She received disability under medicare. She attempted to get medical coverage again. She still was offered unaffordable policies that excluded coverage for treatments of ulcer or cancer. Declining such coverage, she forwent physical therapy as well as bone scans every six months to check if her cancer had returned. She passed away in 1999. Universal medical coverage supports …show more content…
Every Canadian is covered, it is portable and publicly administered. Canadian physicians can order a routine test for their patients without the permission from a gatekeeper in managed care plan. Between 1990 and 2010 the Canadian system cost 4,445 American dollars per capita and covered all Canadians. Whereas the American system cost 8233 per capita and left 46 million uncovered. To control cost Canda limits the number of specialist and expensive machines such as a CT scanners. However, the Candian system does not cover everything. It pays little for non-hospital drugs, dentistry, and vision care. The Candian system is not perfect, due to fact that provinces possess so much power. Physicians can be frustrated by inconsistencies between provinces and lack of national rules and inefficient allocation of specialist and