Business Plan Essay examples

8371 Words May 8th, 2014 34 Pages


1.1 Introduction

The role of Small and Medium Enterprises (SMEs) loan is indispensable for overall economic development of a country particularly for developing countries like Bangladesh. Since this sector is labor intensive with short gestation period, it is capable of increasing national income as well as rapid employment generation; achieving Millennium Development Goals (MDGs) especially eradication of extreme poverty and hunger, gender equality and women empowerment. SME sector has played a vital role in economic development of some prosperous countries of Asia. Terming SME as ‘employment generating machine’ they stressed on SME development for higher economic growth, narrowing the gap of income
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Limitations of the Study
1. Time might be a major constraint in accumulating all sorts of information, due to time limitation many aspects could not be discussed in the present study because SME is a vast subject.
2. Confidentiality of data might be another important barrier that might be faced during the conduct of this study.
3. While collecting data on Mercantile Bank, it is obvious that employees would not disclose enough information for the sake of confidentiality of the organization.
4. Though it is a competitive market, the company was quite liberal in disclosing the confidential information to me for my report but it was expected to me to keep the confidential things at my discretion and as at the same time, render as much information in the report as required.



2.1 Organization Overview

Mercantile Bank Limited emerged as a new commercial bank to provide efficient banking services with a view to improving the socio-economic development of the country. The philosophy of Mercantile Bank Ltd is not to ‘carry coal to the new castle'. The main target is to make credits available to the poor people and their activities are aimed at comprehensive growth where people from all economic strata will enjoy the

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