The Bible is God 's remarkable gift to the world; it was given to guide, govern, and protect us throughout life. People who believe and live by the Scriptures know what peace and joy are all about. The Bible is the greatest way to find God because it holds significant keys to becoming better people and to finding strength beyond ordinary means to handle the challenges of life (Schenck, 2010, p. 2). Like everyone, we all have our battles, especially the financial battle—the ups and downs, the great times and the tough times. However, if we just trust God and apply the biblical principles in all areas of our lives, we will be free and we will definitely make the best decisions while managing not only our finances, but also turning down all the world’s noise and live like a thermostat as Ron …show more content…
16:3, NIV). God bless you in the great times, but also in the tough times.
Five years ago, my spending was out of control. I spent more than I earned with no savings and no job security. I made many unwise financial decisions, and I got caught up in credit card debts. However, since I got married, my husband and I decided to take control of our current financial state and work toward our future financial goal.
Our financial goals include short-term goals like paying off our credit cards debt and stop using them. Our long-term goals are to save money to buy a house and invest more in the retirement saving account. But, in order to reach these goals, my husband and I need to control our finances and start following these six steps. The first step, we tried to know our net worth and took an inventory of our financial assets by creating a balance sheet. We found this year that our tangible assets exceeded our liabilities. The second step, we kept a record of all the expenses in a spending journal in order