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4 Cards in this Set

  • Front
  • Back

Medicare Part A (Hospital Insurance)

What does it cover:


- Inpatient care in a hospital


- Skilled nursing facility care


- Nursing home care


- Hospice care


- Home health care

Medicare Part B (Medical Insurance)

What is it?


- Medically Necessary Services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice


- Preventive Services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.


- What does it cover?


- Clinical research


- Ambulance services


- Durable medical Equipment (DME)


- Mental Health


* Inpatient


* Outpatient


* Partial hospitalization


- Limited outpatient prescription drugs


- What is not covered?


- Long-term care


- Most dental care


- Eye exams related to prescribing glasses


- Dentures


- Cosmetic surgery


- Acupuncture


- Hearing aids and exams for fitting them


- Routine Foot Care

Medicare Part C (Medicare Advantage Plan)

- offered by private companies approved by medicare


- This plan provides all of your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage.


- Offers extra coverage towards vision, hearing, dental, and/or health and wellness programs


- Most include Medicare prescription drug coverage (Part D)


- Medicare pays a fixed amount for your care every month to the companies offering Medicare Advantage Palns


- Each Medicare Advantage Plan can charge different out of pocket costs and have different rules for how you get services

Medicare Part D (Prescription Drug Coverage)

What does it cover?


- Plan can vary the list of prescription drugs they cover (called a formulary) and how they place drugs into different "tiers" on their formularies


- Most Medicare drug plans have their own list of what drugs are covered, called a formulary.


- Plan includes both brand-name prescription drugs and generic drug coverage.


- The formulary includes at least 2 drugs in the most commonly prescribed categories and classes.