Medicare comes in four parts. Some of the parts require payment, but the program isn’t based on a financial need. Part A covers the cost of being in a medical facility. Part B covers anything done to you in a medical facility. Part C is Medical Advantage, an alternative to traditional Medicare coverage. Part D is coverage for prescription drugs. Part C and D are paid out of pocket by program participants. Part A and B are paid for by payroll taxes and deductions from Social Security income. Medicare isn’t an “all inclusive” health plan. There are gaps in a traditional Medicare coverage plan, unless you pay for Medicare Advantage.
