Every year identity theft has risen and the impact is causing the consumers millions of dollars. These crimes have been ranked by the Federal Trade Commission as the number one complained over the last fifteen years. According to Federal Trade Commission (2015), thirteen percent of the complaints by consumers are regarding identify theft. The identity theft assumption and deterrence act of 1998 required that the FTC to log and acknowledge complaints of victims and provide them with relevant information, and refer their complaints to the appropriate channels. Identity fraud has impacted over 13 million Americans and the act of collecting credit information from unsuspecting consumers involves a variety tactics; these tactics includes, mail theft,
