Essay on The Patient Protection And Affordable Care Act

1757 Words Aug 8th, 2016 null Page
In 2010, President Obama signed the Patient Protection and Affordable Care Act (ACA) (HHS, 2014). This law placed health insurance reforms put consumers in charge of their health care choices (HHS, 2014). The Affordable Care Act has been working to make health care more affordable, accessible with high quality for families, seniors, businesses and more (HHS, 2014). This law also was intended to change the Medicaid programs by providing federal funding for states to adopt a national Medicaid income-based eligibility standard, improve Medicaid reimbursement for primary care services, maintain the existing Medicaid and CHIP eligibility requirements, and improve the Medicaid enrollment process (ACP, 2013).
In 2013, many believe that the United States healthcare marketplace failed many Americans. However, the United States to spend more than developed countries in the world, and devoted 18 percent of its GDP to healthcare, more than any other countries(Raube & Upshaw, 2014). In this same year, Kaiser Permanente initiated an Employer Health Benefit Survey and learned that over 95% of employers with 50 or more employers reported offering health insurance benefits (Raube & Upshaw, 2014).
Over 48 million American were without health insurance. For instance, in 2012, the average premium for insurance for a family was $15,746, which was much higher than the previous year and it was not affordable (Raube & Upshaw, 2014). In response to the increase in cost, led many consumer to select…

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