Student Debt

Improved Essays
Attending college is now commonplace thanks to parents, teachers, and advisors instilling in children at a young age that they have to go to a four-year college if they want a good, stable job. While this is good because it promotes higher education, it also limits the options that high school seniors think about. “By 2020, 65 percent of all jobs in the economy will require postsecondary education and training beyond high school.” (Carnevale, 2014). Students take out large loans for a traditional four-year university because they do not know any other options. They forget about community colleges, trade schools, and certification programs which are cheaper than the traditional four-year university. Many students, young adults, and anyone entering …show more content…
Sixty percent of college graduates have an average debt of $16,033 (Gitlen). In 2010, Americans owed more than $875 billion on student loans, now that number has reached $1.3 trillion (Gilten). Many students do not get enough scholarships or grants to pay for the traditional four-year university, so they take out student loans. According to Beth Braverman, a writer for The Fiscal Times, “Those who need to borrow a large amount of money to finance their education, or who are going into a profession that doesn’t pay very well, will have more financial security if they attend a lower-cost school and don’t have to struggle with substantial debt payments after graduation.” (Braverman, par 6). They may also take out student loans for more than they need and blow it on things they do not need, such as a brand new car, and do not realize the severity of these larger loans until they are out of college looking for a job. Some students are stuck working as a restaurant server or a cashier right out of college because they can not find a job related to their degree, but they can not take the time to search for the right job seeing as they have a large debt they have to pay …show more content…
I beg to differ. In my opinion it is not how well someone does that measures academic success, but more what they get out of it. If they learn the material solely for the test to earn the highest grade, but forget everything right after then what is the purpose of attending college? College is supposed to prepare you for the “real world,” but if someone is just seeking extrinsic motivation they are not going to get far. James Lang, the director of the Center for Teaching Excellence at Assumption College, wrote in his article “How College Classes Encourage Cheating” about extrinsic motivation and how students “care about the reward for learning -- the grade, the Latin honors -- rather than the learning itself, and are willing to cut corners to get that grade.” (Lang, par 10). On the surface, extrinsic motivation may seem like it helps students learn by giving them a goal to work towards, but in reality it is only hurting their education. Intrinsic motivation “leads to deep learning” and can help students retain information better (Lang, par 10). Students who learn because they are interested in the material and what they might get out of it are more likely to succeed than students who only learn for a good

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