Should The Children's Health Insurance Program (CHIP) Of 1997

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In this Paper will be analyzing the Children’s Health Insurance Program (CHIP) of 1997. We will discuss problems in how legislation has tried to solve them and how CHIP started. In 1997, the federal government created the State Children's Health Insurance Program (SCHIP), a program that partners with Medicaid. SCHIP insures children in families with incomes “at or below 200% of the federal poverty level”. States legislating a SCHIP program receive generous federal matching funds and can administer SCHIP through Medicaid. In 2009, almost 8 million children were enrolled in the program. In all states, CHIP provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid. In some states, CHIP covers parents …show more content…
According to Insure Kids Now, in cases if you qualify for Medicaid your children will qualify for either Medicaid or CHIP. CHIP covers children and teens up to age 19, young people up to 21 may be covered under Medicaid, youth who have “aged out” of foster care can be covered under CHIP until they reach age 26 according to Insure Kids Now. CHIP also covers pregnant women, parents, and people with disabilities. United States citizens and certain lawfully present immigrants may be eligible. Eligible children and teens can get regular check-ups, shots, doctor and dentist visits, vision care, hospital care, mental health services and any other needed medications (Medicaid & CHIP – Children’s Health Coverage Basics n.d.).

The State Children's Health Insurance Program (SCHIP) is a partnership between the Federal and state governments that provides health coverage to uninsured children whose families earn too much to qualify for Medicaid, but too little to afford private coverage. All states provide immunizations and well-baby/well-child care at no cost.
The Federal government establishes general guidelines for the administration of SCHIP benefits. However, specific eligibility requirements to receive SCHIP benefits, as well as the type and scope of services provided, are determined by each individual state. The purpose of this program is to have all U.S. children be healthy no matter their families financial status. All children
…show more content…
Casey signed into law House Bill 20 better known as the Children's Health Insurance Act. Legislation initially was sponsored by Representative Allen G. Kukovich in the House, and Senator Allyson D (CHIP › A Brief History of CHIP. n.d.). Schwartz in the Senate.HB 20 created the Children's Health Insurance Program (CHIP), a one of a kind program designed to provide insurance coverage to children whose families earn too much to qualify for Medical Assistance, but who could not afford to purchase private insurance August 5, 1997 by former President Bill Clinton (SCHIP Debate 2010).The same law that created SCHIP also allowed states to simplify and extend eligibility for children in Medicaid. One study estimated that eligible children’s participation in Medicaid rose from 74 percent in 1997 to 82 percent in 2002.In the economic downturn in 2001–02 caused a decline in employer-sponsored insurance among low-income families, causing an increase in children eligible for SCHIP and

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