Hcm/590 Assignment 2

Improved Essays
Patient Protection and Affordable Care Act:
Three Modifications to Health Policy and the Impact of these Changes
Written Assignment 2 – Week 2
Ashley Calhoun
Health Policy, Politics, and Reform, HCM 590
Professor Dr. Claudette Andrea
May 6, 2018 Introduction
The Patient Protection and Affordable Care Act signed by Obama in 2010 would forever bring change to healthcare in the U.S. We will discuss three of what I believe to be some of the most impactful changes that occurred because of the ACA: Individual mandate, extension of dependent coverage and expanded Medicaid coverage. Specifically we will look at what these provisions did and what kind of effects they caused compared to before the ACA.
Individual Mandate
The individual mandate requires all U.S. citizens to obtain health insurance or to pay a fine for not purchasing coverage. This would not be a tax, but rather a penalty per each month of non-compliance compiled into one fine when you file your tax return. Although the ACA was passed in 2010, the government gave individuals until 2014 to establish where they were going to obtain health insurance from. There is not much regulation as to how
…show more content…
Before the ACA many American’s did not have health insurance because the cost for health insurance even through an employer continued to sky rocket and was just too expensive. The individual mandate not only made it so that more individuals would end up acquiring health insurance, but helped to reduce the extreme cost of health insurance. It also made it more easily attainable to have reasonably priced health insurance for those who were self-employed which was a huge deal. Many American’s who have their own business took the loss of not having health insurance prior to the ACA because private health insurance cost was outrageous, but with the ACA they were able to get health insurance at a better

Related Documents

  • Superior Essays

    Furthermore, In June of 2010 they started to fix things like small business tax credit, access to the federal high-risk pool for the uninsured with re-existing conditions, and reinsurance for retiree health benefits. When July of 2010 came around the government was trying to figure out enrollment estimates and the cost estimates (History of Affordable Care Act). On November 6, 2012, Obama was re-elected which ensured the ACA would survive. The healthcare.gov site opened on October of 2013, but experienced technical difficulties and had to shut down. The…

    • 1503 Words
    • 6 Pages
    Superior Essays
  • Decent Essays

    This will be an authoritative source I can use that is objective and conveys legitimate facts about the actions of the plan. History and Timeline of the Affordable Care Act (ACA). (2016, September 22). Retrieved March 16, 2017 from https://resources.ehealthinsurance.com/affordable-care-act/history-timeline-affordable-care-act-aca This material provides a detailed history of the ACA and why it was created.…

    • 1843 Words
    • 8 Pages
    Decent Essays
  • Improved Essays

    Hc1 Unit 1 Research Paper

    • 763 Words
    • 4 Pages

    Health Law’s Eight New Changes HC1: In September of 2010, under the implementation of the Affordable Care Act, the government made eight new changes to its health laws (Carey, 2010). These changes have affected Americans in different ways, depending on the insurance coverage that each individual has (Carey, 2010). The ACA included changes such as raising the age requirement for children on their parent’s insurance plan to twenty-six, prohibiting insurers from denying children coverage due to a pre-existing medical condition,, and prohibiting insurers from canceling an individual’s coverage due to sickness (Carey, 2010). Insurers also cannot charge co-pays for preventative services such as cancer screenings and the individuals get the right to choose their primary physicians and specialists, not the insurer (Carey, 2010).…

    • 763 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    ACA Ethical Issues

    • 984 Words
    • 4 Pages

    In which, The argument against this mandate is that the government has never required people to buy any good or service as a condition of lawful residence in the United States. On June 28, 2012, the U.S. Supreme Court endorsed most of the Patient Protection and Affordable Care Act, comprising the controversial individual mandate that requires most Americans to obtain health insurance. In, the federal government has the authority to summon Americans who do not purchase health insurance; because, it is considered a tax. Another ethical challenge is the demand for electronic medical $20 records. However, this could generate a significant moral challenge for privacy and confidentiality.…

    • 984 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    The Affordable Care Act is one of the most talked about and debated subjects that our country has focused on for the past 6 years. The Affordable Care Act is a federal statute that was signed into law by President Barack Obama in 2010. This act was structured to help with hospitals and primary physicians which would transform their practices financially, technologically and clinically to drive better health care for individuals by lowering the costs and improve the methods of distribution and accessibility. By all accounts the initial reason for the ACA was to aid in increasing the availability for health insurance to those individuals that could not afford insurance. The act requires all insurance companies to cover all application within new minimum standards and offer the same rates regardless of preexisting continuous or what sex the individual is.…

    • 1011 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Obamacare helps more people get insured. Before the Affordable Care Act was passed, around 35 million Americans were uninsured. After the Affordable Care Act was passed, roughly 13 million people were uninsured. Obamacare overall helps the elderly get more affordable health insurance. Obamacare lowers the premiums and deductibles for the 57 million elderly using medicare.…

    • 293 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    Affordable Care Act Dbq

    • 769 Words
    • 4 Pages

    Although the Affordable Care Act brought changes that were already instituted in other nations, the ACA faced various hurdles in its infancy. As Barack Obama noted in 2009, the United States of America was one of the…

    • 769 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Affordable Care Benefits

    • 459 Words
    • 2 Pages

    According to the article, Health Coverage Under the Affordable Care Act explains the ways coverage through employers to help improve access and quality for employers and employees in the workplace. The ACA has projected to support and cover those with chronic medical illnesses. Where they can choose coverage in the employer’s plan or choose to unsubsidized insurance through another exchange from a non-group market. Providing eligibility for a tax credit because employees pay more than 9% of income for the premium in the employer’s plan to help them with better quality of care even during their employment.…

    • 459 Words
    • 2 Pages
    Improved Essays
  • Superior Essays

    Ppca Cons

    • 1117 Words
    • 5 Pages

    Moving on, the law was enacted on March 30, 2010 signed by President Barack Obama. The Patient Protection and Affordable Care Act was passed in the state on December 24, 2009, and in the house on March 23, 2010. The PPACA is a health reform act, and its purpose is to help low income individuals afford affordable health care free of charge. The Patient Protection and Affordable Care Act include a long list of health-related provisions (Read the Law, web). The website shows that the PPACA consists of 10 different…

    • 1117 Words
    • 5 Pages
    Superior Essays
  • Improved Essays

    Affordable Care Act

    • 1007 Words
    • 5 Pages

    The Affordable Care Act (ACA), is shortened for The Patient Protection and Affordable Care Act (PPACA), which is the new health care renewed regulation in America, and is known as Obamacare. The Patient Protection and Affordable Care Act is made up from several milestones in health care, such as of the Affordable Health Care for America Act, the Patient Protection Act. In addition, other milestones which took place in the health care was the ACA, which is also associated with health care sections of the Health Care and Education Reconciliation Act, and the Student Aid and Fiscal Responsibility Act. Furthermore, it consist of modifications to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act. From the time…

    • 1007 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Affordable Care Act Essay

    • 459 Words
    • 2 Pages

    Affordable Care Act The Patient Protection and Affordable Care Act is the new health care reform law in America and are often called by its nick-name Obamacare. The Patient Protection and Affordable Care Act are made up of the Affordable Health Care for America Act, the Patient Protection Act, and the health care related sections of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act. Since being signed into law additional rules and regulations have expanded upon the law.…

    • 459 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    Affordable Health Care

    • 1271 Words
    • 5 Pages

    In United States of America, there has been a change in health policy after the lawmakers came together to rectify the flaws in our limited healthcare. With the Affordable Care Act (ACA), the national health focus has been shifted towards disease prevention and health promotion. The affordable care act provides the largest coverage of behavioral health in history. Under the Affordable Care Act, health plans must cover preventive care which in previous years was not catered without copayment and deductibles. This includes the coverage for mental health, substance abuse use disorder that is comparable to coverage of medical and surgical care.…

    • 1271 Words
    • 5 Pages
    Improved Essays
  • Superior Essays

    Kimberly Raglin Professor Borum English 101 October 30, 2017 The Obamacare Penalty: Is It Really Necessary? The Obamacare Penalty is harsh and unreasonable to put upon the American people. We should not be fined for not providing our own medical coverage.…

    • 1310 Words
    • 6 Pages
    Superior Essays
  • Improved Essays

    For some people, they will spend more money after signing up for the ACA than what they spent on their old plan. The upfront cost of being part of the ACA is more expensive that other plans that are available. If a person chooses not to sign up and be a member of the ACA then he/she will be fined. Even if you are not a member you still lose money. Some families can’t afford to be a member of the ACA.…

    • 1809 Words
    • 8 Pages
    Improved Essays
  • Decent Essays

    The ACA was passed to enable more Americans to have insurance coverage at a lower cost and to decrease spending in the US (US Department of Health and Human Services, 2013). Here are the pros of the ACA; it provide insurance to more than 17 million Americans, prevent insurers from making unreasonable increase to our premium, children under the age of 26 can continue to have coverage under their parent insurance, there is no limit of care compare to when people use to run out of coverage and people with pre-existing conditions cannot be denied coverage. Here are the cons of ACA; it has cause insurance premium to rise due to the present of pre-existing condition coverage example, I use to pay about eighty dollars for coverage and now I am up one hundred ninety dollars, if you don’t have insurance coverage you are fine and taxes are also increasing to cover extra expenses on Medicare (US Department of Health and Human Services,…

    • 772 Words
    • 4 Pages
    Decent Essays