Self Help Group Definition

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2.2.4 Definitions of Self Help Groups Following are the definitions of Self Help Groups
1. Rao (1994) defined SHGs as a means of raising the claim and making capacity of the rural poor for reaching out to such agencies as they are willing to work with and which can provided them with additional production resources. It also implies the development of their bargaining power to an extent that such agencies cannot culturally impose their conditions and regulations upon the rural poor as passive recipients.
2. Roul (1996) defined SHG as a group where members come together with certain objectives to manage their own funds and affairs by themselves to achieve better control over their resources and to meet their credit needs.
3. NABARD (1995)
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Dwaraki et al. (1996) described a self help group as an unregistered body of people, preferably the disadvantaged who are willingly to contribute an agreed sum of money which may be lent at a price for a short period fixed by the group itself.
5. Ritu Jain (2003) reported that SHGs enhance the equality of status of women as participants, decision makers and beneficiaries in the democratic, economic, social and cultural spheres of life.
6. Agnes (2005) defined “Self –help group is a small voluntary association of poor people, preferably from the same socio-economic background. They come together for the purpose of solving their common problems through self-help and mutual help. Usually the number of members in one SHG does not exceed twenty”.
2.2.5 Income Generating Activities of Self Help
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The definition of poverty is to be derived from a holistic approach to the multidimensional problem. While human poverty is generally interpreted based on motivation levels, income poverty is defined on the basis of minimum income levels required to meet basic consumption needs and amenities. The definition of poverty needs to go beyond these conventional interpretations and cover the deprivation of human dignity caused by vulnerability to social and cultural shocks resulting in a low quality of life. The eradication of poverty has been an integral component of the strategy for economic development in India. ‘Poverty line’, the basic indicator of poverty according to the Planning Commission, is defined as “total consumption expenditure at which one can expect a person to be adequately nourished in the specific society under

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