• Table 12-3 shows the percentages for nursing home expenditures for the year 1995, 2000, 2005, and 2007. It appears to be a trend in the decreasing percentage of private financing and an increasing trend of public financing. However, private insurance has just a small decrease throughout the years. The only section under private financing that caused such a dramatic decrease is out-of-pocket. The availability of Medicaid played a huge role in decreasing that percentage. Medicare has remained stable throughout the years also. The increase of Medicaid availability and utilization in nursing homes was due to federal regulations implemented to reduce overutilization in hospital settings and to improve the quality of nursing homes by offering incentives.
