Forgotten about by the Federal Government for a while now, is long-term care facilities. Even though the government enforced Medicare, certain restrictions still reside on Medicare that do not allow most people to use these types of resources to pay for their living in a long-term care facility. Because Medicare offers to individuals 65 years and older, long-term care services covered by Medicare for the health protection of persons age 65 and older are a necessity. Since Medicaid covers long-term care services for very low-income individuals, Medicare should also provide coverage for long-term care facilities for the older persons of age 65 and older. While not suggesting that the Federal government should just loan millions of dollars for
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The principle reasoning behind the founding of Medicare and Medicare from President Johnson was to respond to the number of older and lower income Americans unable to afford private health insurance (Difference between Medicare and Medicaid np). If Medicare and Medicaid had not been founded in 1965 by President Lyndon Johnson, Americans who are 65 and older, receiving Social Security Disability Insurance, and receiving a very low-income would not have any way to afford and personally take care of themselves by being able to have health insurance through the state and federal government (Medicare eligibility for those under 65 np). According to research, both Medicare and Medicaid are both reliable resources for health insurance in the United States, but some changes could be made to make Medicare more reliable by covering long-term care facilities for the elderly that qualify for …show more content…
Based off of deeper research, three different parts to the types of coverages that Medicare provides are; Part A, Part B, and Part D (Original Medicare np). When Medicare first existed, there were only two original coverages, including Part A, impatient/hospital coverage, and Part B, outpatient/medical coverage, while Part D, prescription drug coverage, was later added, but rarely used by most (Original Medicare np). Even though most Americans believe that Medicare is a single health insurance program, that is not exactly true. In fact, multiple different plan options are provided today, based off of an individual's needs, costs, rules of the plan, and time limit on care. Two different options become available when applying for Medicare, including; Original Medicare and Medicare Advantage Plan (Original Medicare np). Because Medicare is paid monthly by users, having two different options for plans is helpful, but still, covering long-term care facilities is not an option, when in fact it should be for the protection of individuals age 65 and older. If Medicare was able to have coverage for long-term care facilities, more people age 65 and older would be able to afford Medicare and receive a use from the health insurance
The principle reasoning behind the founding of Medicare and Medicare from President Johnson was to respond to the number of older and lower income Americans unable to afford private health insurance (Difference between Medicare and Medicaid np). If Medicare and Medicaid had not been founded in 1965 by President Lyndon Johnson, Americans who are 65 and older, receiving Social Security Disability Insurance, and receiving a very low-income would not have any way to afford and personally take care of themselves by being able to have health insurance through the state and federal government (Medicare eligibility for those under 65 np). According to research, both Medicare and Medicaid are both reliable resources for health insurance in the United States, but some changes could be made to make Medicare more reliable by covering long-term care facilities for the elderly that qualify for …show more content…
Based off of deeper research, three different parts to the types of coverages that Medicare provides are; Part A, Part B, and Part D (Original Medicare np). When Medicare first existed, there were only two original coverages, including Part A, impatient/hospital coverage, and Part B, outpatient/medical coverage, while Part D, prescription drug coverage, was later added, but rarely used by most (Original Medicare np). Even though most Americans believe that Medicare is a single health insurance program, that is not exactly true. In fact, multiple different plan options are provided today, based off of an individual's needs, costs, rules of the plan, and time limit on care. Two different options become available when applying for Medicare, including; Original Medicare and Medicare Advantage Plan (Original Medicare np). Because Medicare is paid monthly by users, having two different options for plans is helpful, but still, covering long-term care facilities is not an option, when in fact it should be for the protection of individuals age 65 and older. If Medicare was able to have coverage for long-term care facilities, more people age 65 and older would be able to afford Medicare and receive a use from the health insurance