Secure In-Time Health Care

Superior Essays
Health Insurance Does Not Secure In-Time Health Care
Famous for its advanced insurance system design, United States has also seen citizens suffering from the unaffordable cost of insurance. With the possibility to be over $1,000, the premium is more than capable of frightening people away from health insurance. Statistics found that the uninsured rate in some states could be as high as 20% (Kovner & Knickman, 2011, p.156). Now with the introduction of ACA and relevant policies with systematic attempts to lower the cost and enhance people’s awareness, more people are expected to have access to health insurance. However, the access to health insurance only means covered expenses of the health care service delivered to the policyholder, which
…show more content…
Medicaid seems to be a panacea for people with lower income, but no more than a placebo for health care providers. Less money are spent, so less money are received. The new policies are not attractive to the providers if they can do some math and compare the income with other payment from their regular operation. In 2011, about two-thirds of primary care physicians accepted new Medicaid patients, and in some states, there were more than 50% primary care providers not accepting new Medicaid patients (Decker, 2013). For a random patient with recent access to Medicaid, one in three times he could be declined by the hospital. Lower acceptance rate means more time spent to find a provider and potentially worse health …show more content…
In addition, the higher deductible will make policy holders more unwilling to access health care. The policyholder may have enjoyed better health condition if early access to health care is possible. But due to the limitation of health insurance, the common sense “a doctor will be ready for you when you visit” no longer holds. The need of a piece of aspirin may finally be finally turned the necessity of surgery. In financial world, one dollar earned tomorrow is not as worthy as one dollar earned today because of the interest. Health care delivered tomorrow is also less valuable as the same service delivered today. Access to health insurance can only save money rather than time of the patient, and cannot be equal to access to health

Related Documents

  • Improved Essays

    This can lead to a greater spending on the health care system. As a result, government will have to provide less quality health care treatment in order to sustain the country’s health care budget. Which means that people will be able to access to certain service instead of full service that they could be able to get like before. As Arnold Kling, a PhD in economic from Massachusetts Institute of Technology, states that “In theory, everyone has access. In practice, however, too many people wait for care and too many people receive low-quality care.” Lastly, the primary disadvantage of free health care is lack of competition.…

    • 765 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Affordable care act has made a difference in terms of reducing the health insurance cost, which in turn reduce the number of uninsured people. It is a great news that more and more people would be able to access health care they need. Affordable care act is still not fully accepted in some states of the United States. Medicaid expansion under the ACA still being debated in some of the states. Millions of Americans continue to receive delayed, interrupted, and suboptimal care rather than preventive and continued care due to the fact that some of the states has rejected Medicaid expansion (Jones, Tefferi, Steensma, & Kantarjian, 2015, p. 1163).…

    • 835 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Lack Of Health Insurance

    • 1384 Words
    • 6 Pages

    When uninsured are hospitalized they receive less diagnostic test and therapeutic services and also have higher death rates than those insured. Even when uninsured patients can receive medical care, they often struggle to pay their medical. “It used to be a common practice for teaching hospitals, private physicians, community clinics to provide discounted or even free medical care to the uninjured, but managed care practices have seriously reduced the ability of this social safety net to provide care for the uninsured” (Donelan et al.1996). Most uninsured patients do not receive free or reduced rate charges for health care. They are charged two to four times more than people that have health insurance.…

    • 1384 Words
    • 6 Pages
    Improved Essays
  • Superior Essays

    The Affordable Care Act

    • 1327 Words
    • 6 Pages

    Many drug prescriptions are not affordable, leaving many people without the proper treatment. Obamacare also hopes to reduce spending and the cost to taxpayers. Another reason plans like Obamacare are needed is so insurance companies do no have…

    • 1327 Words
    • 6 Pages
    Superior Essays
  • Superior Essays

    Critical Thinking Flaws

    • 1327 Words
    • 6 Pages

    Higher prices don’t discriminate on anyone, such outrageous prices affects everyone’s pockets. Whether you’re rich, poor, or middle class everyone could benefit form saving some extra money but that is nearly impossible when health care averages at about 9,000 dollars per person. For those who are less fortunate, having such high expenses added on only means cut backs to the money they do have. Resulting in more citizens paying rent late, having less money for vital necessities, and living paycheck to paycheck. Balancing these responsibilities can sometimes lead to neglect of personal needed health care resulting in more disease and…

    • 1327 Words
    • 6 Pages
    Superior Essays
  • Improved Essays

    HEDIS In Healthcare

    • 804 Words
    • 4 Pages

    Furthermore according to a survey conducted in 2006 of 13 Pennsylvania commercial insurers plans less than 57 percent (less than optimal) enrollees did not obtain a colorectal cancer screening to rule out the nation’s second leading cause of death, due to deficiencies in insurance coverage (Sarfaty & Myers, 2008). However, this is changing with the push for increased quality metrics in medicine. For example, chronic diseases effects older adults more than any other age group and older Americans are heavy users of prescription medication, however medication non-adherence in older Americans is a serious public health problem that impacts the health of this…

    • 804 Words
    • 4 Pages
    Improved Essays
  • Decent Essays

    welfare The suffering of patients who cant afford to pay the increased prices weighs a lot more than the bigger supply of goods that are due to higher demand. As a Utilitarian, one would want to maximise the welfare of a society, helping the majority in a situation. If the price of pharmaceuticals are increased so drastically, the majority of patients and a big part of society would not be able to get necessary medical treatments in return for only one company to get a higher ROI. Freedom As Attorney General Christ stated: “In an emergency, buyers under duress have no freedom.” (Sandel 2007). Under certain conditions a free market is not free.…

    • 637 Words
    • 3 Pages
    Decent Essays
  • Improved Essays

    While the Affordable Act was meant to increase the quality of care individuals receive and to increase the number of individuals insured, today healthcare is not what it was meant to accomplish. Many Americans pay for health insurance but have high co-pays and high deductibles. This in turn causes many not to seek medical care. Due to high premiums and deductibles, many Americans cannot afford health insurance. President Obama said in his preceding, "We…

    • 800 Words
    • 4 Pages
    Improved Essays
  • Superior Essays

    Medication Adherence in Primary Care Treating chronic illnesses usually includes pharmacotherapy management. Even though medications are effective in treating and preventing progression of disease processes; “their full benefits are often not realized because approximately 50% of patients do not take their medications as prescribed” (Brown & Bussell, 2011, p. 304). Woo & Wynne (2012) stated that “poor medication adherence leads to increased healthcare costs; 33 to 69 percent of medication-related hospital admissions are related to poor adherence, at a cost of $100 billion per year” (p. 24). Brown and Bussell (2011) explained a person’s behavior in taking medications, following a diet, and/or lifestyle changes can greatly improve the health…

    • 1763 Words
    • 7 Pages
    Superior Essays
  • Superior Essays

    Americans use more prescription drugs than any other developed country. Prescription drugs only represent 12 percent of total health care costs in the United States, but the rising prices of those drugs is an issue that keeps reoccurring not only for patients, but for prescribers, payers, and policy makers. There are people that believe that the rise in price of these drugs is appropriate, but if they keep on rising in price, the United States will start suffering not only financially but medically. Despite a lot of other aspects of the economy rising in price, pharmaceutical drugs should be lowered, or should at least be kept at a reasonable rate. The rise in prices of prescription drugs is an issue that does not seem to be going away…

    • 2472 Words
    • 10 Pages
    Superior Essays