The Negative Impact Of The Affordable Care Act

After much scrutiny, The Affordable Care Act, termed “Obamacare,” finally passed through The Senate and House of Representatives, and upheld by the Supreme Court on June 28th, 2012. Through its’ passing, it caused millions of American’s healthcare insurance rates to skyrocket, and drove up insurance rates nationwide. On another note, this also opened insurance to millions of American’s who lacked any kind of health insurance at all. Throughout the country, there is evidence if we walk into doctors’ offices and try to make appointments, a lot of times we are turned away, especially if the doctors are specialists. Physicians who refuse to help Americans’ with government based insurance are detrimental to society in multiple ways. There must be …show more content…
Medical offices who obtain a medical billing office to do their billing are affected by the low disbursement rates of insurance companies, hence affecting the lives of other American’s pay, and their abilities to be able to invest in society, such as luxuries, buying cars or homes, and various other things that jeopardizes local economics. Furthermore, small businesses are unable to provide a private healthcare option due to the fact that their incomes are getting lower due to low disbursements, especially the companies who provide services to doctor’s offices where their incomes are primarily based on the disbursements of insurance companies. Consequently, instead of doctor’s offices accepting forms of Medicaid, they are opting to change to a concierge type of service, charging upwards to $1500 a year upfront. For a patient who is obviously in need of insurance, and living day to day, this makes it impossible for anyone to come up with $1500 extra a year, especially to those who are struggling to pay the necessities to live, such as food, water, electric, housing, cars, mechanical issues, and any other thing that may come up at times, which adds more burden to their already very stressful