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124 Cards in this Set
- Front
- Back
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How is self concept built |
Compliments and positive experiences |
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How is self concept destroyed |
Labeling, stereotypes and put downs |
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Definition of values |
Qualities, characteristics, or ideas about which we feel strongly |
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When do we learn values |
As young children |
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What do values give us |
Our identity and are very personal |
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What does smart goal stand for |
Specific, measurable, attainable, realistic, timeley |
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What are short term goals |
Less than one year ( grades, save money for small item) |
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Long- term goals |
More than one year ( graduate, own a home, career) |
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Why are short term goals necessary |
To achieve long term goals |
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How are goals determined |
By our values |
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What is the decision making process |
Define problem, brainstorm, solutions/alternatives, consider consequences of alternatives, make decisions and evaluate decision ( live with consequences) |
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Opportunity cost |
The value of what is given up when a person chooses one option over another |
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What is a need |
The essential or basics of life |
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Want |
Items, activities, or services that increase the quality of life |
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Sources of income |
Wages, investments, self-employment |
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Employee benefits |
Insurance, leave , retirement, Yuriko reimbursement |
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Cost of living |
Housing cost, transportation expenses, food, utilities ( not educational opportunities) |
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What does future income mainly depend on |
Education |
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What is FASFA used for |
To calculate expected family contribution ( EFC) |
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Types of financial aid |
Scholarships, loans, work-study, pell grants |
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Entrepreneurship risk |
Financial failure, time-commitment, stress, less time with family, unpredictable income |
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Entrepreneurship rewards |
Be your own boss, take advantage of business opportunity, introduce new product or service, better use of skill and knowledge, more creativity and control |
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What is gross incoem |
Before taxes |
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Net income |
After taxes ( take home pay) |
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What is tax revenues used for |
To fund government program and public education |
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Medicare |
Federal health insurance for those who qualify |
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Types of taxes |
Federal, state, social security ( not self-employment ) |
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Basic employment forms |
I-9, W-2, W-4 |
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What is I-9 |
Verification form for legal work ( social security card, drivers license) |
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W-2 form |
Amount earned , taxes paid ( not hours worked ) |
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W-4 |
tax form you fill out for your employer to determine the amount of taxes taken out of your pay check |
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W-2 |
Tax form you recurved form your employer that lists your earnings for the previous year and all with holdings. You need this form to fill your taxes |
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Steps to making a budget |
Evaluate goal, determine take home pay, how to handle money, determine expenses, made adjustments, use budget |
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Budget |
Itemised forecast of income and expenses expected for some period in the future |
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When should you review and revise budget |
When financial situations change |
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Fixed exspenses |
Doesn’t change over time ( car payment, mortgage payment, insurance ) |
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Variable/ flexible expense |
Changes constantly ( food, clothing, entertainment) |
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Superficial communication |
Majority of our communication ( events, weather ) |
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Personal communication |
Talking about feelings, beliefs, and opinions that mean something to us |
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Validating communication |
Reinforces people’s feelings about themselves |
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Destructive / negative conflict revolution |
Blaming, interrupting, endless fighting, character assassination, Calling in reinforcements, withdrawal, giving up, need to be right, “you messages |
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Constructed /positive conflict resolution |
“I messages, clarity, timing, asking questions, reflective listening, respect and consideration, avoiding intense anger, compromise , eye contact, assertive |
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Constructed /positive conflict resolution |
“I messages, clarity, timing, asking questions, reflective listening, respect and consideration, avoiding intense anger, compromise , eye contact, assertive |
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Active / reflective listening |
Listener mirrors back the thoughts and or feelings the speaker is experiencing, asking questions, nod for understanding, positive body language, appropriate conversation distance |
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Assertive communication |
Communicate needs clearly and strive for a win win situation |
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Assertive communication |
Communicate needs clearly and strive for a win win situation |
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Aggressive communication |
Communicate as if personal needs are the most important and it is all about winning |
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Assertive communication |
Communicate needs clearly and strive for a win win situation |
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Aggressive communication |
Communicate as if personal needs are the most important and it is all about winning |
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Passive communication |
Avoid expressing beliefs, opinions and personal needs |
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Assertive communication |
Communicate needs clearly and strive for a win win situation |
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Aggressive communication |
Communicate as if personal needs are the most important and it is all about winning |
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Passive communication |
Avoid expressing beliefs, opinions and personal needs |
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Passive aggressive communication |
Avoid direct confrontation but attempt to get point across through indirect and subtle manipulative ways |
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Positive effects social media have on communication |
Maintain relationships with others, communicate in an easy and convenient way with family and friends, part of a peer/ social network that can provide support more social interaction |
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Positive effects social media have on communication |
Maintain relationships with others, communicate in an easy and convenient way with family and friends, part of a peer/ social network that can provide support more social interaction |
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Negative effects social media has on communication |
Less face to face communication. Weaker ties to people, too open and more trusting with people, cyber bullying, communication overload, privacy can be a concern |
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Positive effects social media have on communication |
Maintain relationships with others, communicate in an easy and convenient way with family and friends, part of a peer/ social network that can provide support more social interaction |
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Negative effects social media has on communication |
Less face to face communication. Weaker ties to people, too open and more trusting with people, cyber bullying, communication overload, privacy can be a concern |
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Non verbal behaviours |
Body orientation, posture, gestures, smiling, eye contact, touching clothing |
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Positive effects social media have on communication |
Maintain relationships with others, communicate in an easy and convenient way with family and friends, part of a peer/ social network that can provide support more social interaction |
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Negative effects social media has on communication |
Less face to face communication. Weaker ties to people, too open and more trusting with people, cyber bullying, communication overload, privacy can be a concern |
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Non verbal behaviours |
Body orientation, posture, gestures, smiling, eye contact, touching clothing |
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What will people always believe |
Nonverbal communication of verbal communication |
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Dating purpose |
Socialisation, recreation, mate selection ( see qualities you want in future mate) |
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Dating refusal skills |
Saying no, establishing priorities, avoiding questionable situations, leave, suggest an alternative |
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Dating refusal skills |
Saying no, establishing priorities, avoiding questionable situations, leave, suggest an alternative |
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Sexual harassment |
Any comments or behaviours that make you feel uncomfortable, if you are harassed, first tell the person how you feel and if it doesn’t stop report it to the proper authority |
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Violence cycle |
Tension building, battering incident, honeymoon |
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Violence cycle |
Tension building, battering incident, honeymoon |
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Characteristics of a victim |
Low self esteem, traditional roles, it is their fault |
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Violence cycle |
Tension building, battering incident, honeymoon |
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Characteristics of a victim |
Low self esteem, traditional roles, it is their fault |
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Characteristics of abuser |
Low self esteem, traditional roles, abused themselves, it is everyone else’s fault, temper, controlling, jealous |
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What will happen to abusive people |
They will become more abusive |
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Rape |
Being forced to have sex against your will by anyone ( date, acquaintance, stranger, spoice) |
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Rape |
Being forced to have sex against your will by anyone ( date, acquaintance, stranger, spoice) |
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What to do if rape occurs |
Go to the emergency room immediately, don’t shower, save clothing or bedding involved, report to police |
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Rape |
Being forced to have sex against your will by anyone ( date, acquaintance, stranger, spoice) |
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What to do if rape occurs |
Go to the emergency room immediately, don’t shower, save clothing or bedding involved, report to police |
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Viral STI |
HIV, HPV, herpes |
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Rape |
Being forced to have sex against your will by anyone ( date, acquaintance, stranger, spoice) |
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What to do if rape occurs |
Go to the emergency room immediately, don’t shower, save clothing or bedding involved, report to police |
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Viral STI |
HIV, HPV, herpes |
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Bacterial STI |
Chlamydia, gonorrhea, syphilis |
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Best way to prevent STIs and premarital sex |
Abstinence |
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What does premarital sex usually lead to |
Partners will break up |
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What does premarital sex usually lead to |
Partners will break up |
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What does alcohol in a dating relationship increase |
Unintended sexual activity |
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Greatest impact on teens remaining sexually activity |
Having a clear set of values |
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Love |
Grows slowly, long lasting, love the entire person, want the person to grow, willing to compromise, improves performance, more kind and thoughtful, trust, ability to wait, more energetic and realistic |
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Infatuation |
Happens quickly, short-lives, physical thrills, jealousy , many arguments, Twitter patted, loss of appetite, insecure in relationships, rush to marry, less ambition and realistic |
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Consumer |
Uses good and services |
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Consumer |
Uses good and services |
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Consumer rights |
To safety, to be informed, to choose, to be heard |
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Consumer |
Uses good and services |
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Consumer rights |
To safety, to be informed, to choose, to be heard |
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Consumer responsibility |
To use products safely, to seek information, to choose goods and services carefully, to speak up |
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What does price not reflect |
Quality |
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Consumer reports |
Unbiased when looking to buy and item |
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Consumer reports |
Unbiased when looking to buy and item |
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Food and drug administration |
Agency that deals with labels and warning of anything that goes in or on your body |
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Consumer reports |
Unbiased when looking to buy and item |
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Food and drug administration |
Agency that deals with labels and warning of anything that goes in or on your body |
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Consumer product safety center |
Agency that deals with safety of product |
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Consumer reports |
Unbiased when looking to buy and item |
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Food and drug administration |
Agency that deals with labels and warning of anything that goes in or on your body |
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Consumer product safety center |
Agency that deals with safety of product |
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Identity theft and fraud |
Check credit report often, keep social security number secure, properly dispose of outdated documents, limit personal information in wallet or purse |
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Consumer reports |
Unbiased when looking to buy and item |
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Food and drug administration |
Agency that deals with labels and warning of anything that goes in or on your body |
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Consumer product safety center |
Agency that deals with safety of product |
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Identity theft and fraud |
Check credit report often, keep social security number secure, properly dispose of outdated documents, limit personal information in wallet or purse |
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Negative consequences of gambling |
Money problems , emotional or physical problems, with drawing from people, stealing, lying, sneaking around |
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Ponzi scheme |
Taking others money to invest it ( with promise of high rate of return) and paying them back with other investors money |
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Ponzi scheme |
Taking others money to invest it ( with promise of high rate of return) and paying them back with other investors money |
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Pyramid scheme |
One makes commission off of getting others to sell |
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Ponzi scheme |
Taking others money to invest it ( with promise of high rate of return) and paying them back with other investors money |
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Pyramid scheme |
One makes commission off of getting others to sell |
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Affinity fraud |
Investment scams that prey on members identifiable groups, such as religious or ethnic communities, the elderly, or professional groups |
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Ponzi scheme |
Taking others money to invest it ( with promise of high rate of return) and paying them back with other investors money |
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Pyramid scheme |
One makes commission off of getting others to sell |
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Affinity fraud |
Investment scams that prey on members identifiable groups, such as religious or ethnic communities, the elderly, or professional groups |
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Phishing and pharming |
Attempt to acquire personal information through Email or bogus website |
