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60 Cards in this Set

  • Front
  • Back

Each time a pt. comes to the clinic, the medical assistant must verify which of the following insurance information?

*Whether insurance covers the procedure


*What the patients insurance plan is


*Whether a referral is required

What is the purpose of screening new patients for insurance coverage?

To verify patient has coverage and obtain vital billing information.

Health insurance was designed for what reason?

To help individuals and families compensate for high medical cost.

Term that means an insurance policy pays a percentage of the balance after application of the deductible

Co-insurance

Term applied when more than one policy covers an individual

Coordination of benefits

Applied to determine primary coverage for a dependant child when both parents are covered by health insurance

the birthday rule

Best describes insurance polocies that provide coverage on a fee for service basis

traditional

Type of insurance coverage covers a specific dollar amount for providers fees, hospital care and surgery

Basic

Best describes insurance policies that require policy holders to select a primary care provider

Traditional

Best describes policies that are supplementary to medicare insurance

medigap

Best describes the state or regional organization that handles medicare claims

Fiscal intermediary

Large companies non profit organizations and governments frequently use what kind of insurance to reduce cost and gain more control of their finances

self-insurance

Best describes the managed care organization model having the freedom of obtaining medical services from an HMO provider or by self referral to the non HMO providers

Point of service plan

The amount of money that the insured must incure for the medicare services before the policy begins to pay is known as what?

Deductible

Best describes a network of providers and hospitals who have a contract withy insurance companies to provide discounted health care


Preferred provider organization

Before certain procedures or visit can be made some insurances require

Preauthorization

Medicare coverage that pays for outpatient services

Part B

Insurance coverage for persons injured on the job

Workers compensation

Persons who are eligable for medicare

Receive disability income

Medical insurance for dependents of active duty or retired military

Tri-care

Method of containing hospital cost that is based on an average cost for treatment of a patients condition

Diagnostically related groups

Medical insurance for a spouse and un married dependant children of a veteran with permanent total disability resulting from a service related injury

CHAMPVA

Dr. Chad is a participating provider in medicare does this mean Dr. Chad will accept assignment and what percent of the allowed amount

yes, 100%

Considering the amount that medicare reimburses for medical care what does the patient and medicare pay

Patient - $12


Medicare - $48

Statement mailed to the patient summarizing how the insurance carrier determined the reimbursement is known as what?

Explanation of benifits

Medicare coverage that covers prescription drugs

Part D

Not a category for referrals

Post dated

Common type of referral used by managed care

Regular

fee system that defines allowable charges that will be accepted by insurance carriers

UCR

Amount of charges the provider would have to write off if insurance didn't cover it is known as what?

adjustment

Insurance fraud and abuse may be involved in as many of what percentage of submitted medical claims

10%

Why is it important for a medical assistant to understand medicare insurance coding

Serves as basis for information on the claim form

What is necessary to authorize release of medical information to an insurance carrier?

a medical release from the patient

Which organizations developed ICD-9-CM

World Health Organization

Which applies to the coding book used to specify services and procedure preformed in the medical office?

CPT


How many major sections are in the current procedural terminology reference book

Seven

Not included in the recommended procedure for researching CPT code #s using the index

Choose a modifier for all diagnoses and procedures

Which section of the CPT book includes coding of lacerations?

Surgery

Which volume is the alphabetic index of ICD-9-CM?

Volume 2

Which ICD-9-CM volume is recommended as the 1st reference when coding diagnoses?

Volume 2

What is a convention used when there is not enough information to find a more specific code?

NEC

What codes are applied to an injury or poisoning?

E codes

Best describes the purpose of a physians fee profile

To reflect charges for services and reimbursement rates

Not affected by coding accuracy

Resubmissions

Completed using data from the pts electronic health record in most offices today

CMS 1500

Information not included in coding

counseling

Should be used to check for patient eligability

Explanation of benifits

A record of claims sent to the insurance carrier

Claims register

Not included in the insurance carriers role

Collect co-pay from physician

On completion of the processing of the claim , the insurance company sends what to the insured person

Explanation of benifits

Which is recommended to do first when claim is not paid within 4-6 weeks

Call insurance carrier and ask about the delay

Occurs when the insurance carrier is deliberately billed a higher rate service than what was preformed to obtain greater reimbursements

*upcoding


*bundling


*down coding


*unbundling

Applies to codes used as supplements to the basic CPT systemand are required when reporting services and procedures to care/caid pts

HCPCS

Volume of ICD-9-CM known as a tabular list

Volume 2

Diagnosis codes primarily with cancer registries

M codes

Claim form used to filing inpatient admission claims

Ub-04

The ICD-CM 10th revision will utilize alphanumeric codes that will consist up to how many characters

7

Separating the components of a procedure and reporting them as billable codes with charges to increase reimbursement rates is known as

unbundling

The new CMS-1500 form is distinguishable from the old form in that the 1500 symbol and date are located where?

Top left margin

When completing the patient and insured information section on the CMS-1500 form, you should use what to seperate parts of the name?

Commas