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60 Cards in this Set
- Front
- Back
Each time a pt. comes to the clinic, the medical assistant must verify which of the following insurance information? |
*Whether insurance covers the procedure *What the patients insurance plan is *Whether a referral is required |
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What is the purpose of screening new patients for insurance coverage? |
To verify patient has coverage and obtain vital billing information. |
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Health insurance was designed for what reason? |
To help individuals and families compensate for high medical cost. |
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Term that means an insurance policy pays a percentage of the balance after application of the deductible |
Co-insurance |
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Term applied when more than one policy covers an individual |
Coordination of benefits |
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Applied to determine primary coverage for a dependant child when both parents are covered by health insurance |
the birthday rule |
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Best describes insurance polocies that provide coverage on a fee for service basis |
traditional |
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Type of insurance coverage covers a specific dollar amount for providers fees, hospital care and surgery |
Basic |
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Best describes insurance policies that require policy holders to select a primary care provider |
Traditional |
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Best describes policies that are supplementary to medicare insurance |
medigap |
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Best describes the state or regional organization that handles medicare claims |
Fiscal intermediary |
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Large companies non profit organizations and governments frequently use what kind of insurance to reduce cost and gain more control of their finances |
self-insurance |
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Best describes the managed care organization model having the freedom of obtaining medical services from an HMO provider or by self referral to the non HMO providers |
Point of service plan |
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The amount of money that the insured must incure for the medicare services before the policy begins to pay is known as what? |
Deductible |
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Best describes a network of providers and hospitals who have a contract withy insurance companies to provide discounted health care |
Preferred provider organization |
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Before certain procedures or visit can be made some insurances require |
Preauthorization |
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Medicare coverage that pays for outpatient services |
Part B |
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Insurance coverage for persons injured on the job |
Workers compensation |
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Persons who are eligable for medicare |
Receive disability income |
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Medical insurance for dependents of active duty or retired military |
Tri-care |
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Method of containing hospital cost that is based on an average cost for treatment of a patients condition |
Diagnostically related groups |
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Medical insurance for a spouse and un married dependant children of a veteran with permanent total disability resulting from a service related injury |
CHAMPVA |
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Dr. Chad is a participating provider in medicare does this mean Dr. Chad will accept assignment and what percent of the allowed amount |
yes, 100% |
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Considering the amount that medicare reimburses for medical care what does the patient and medicare pay |
Patient - $12 Medicare - $48 |
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Statement mailed to the patient summarizing how the insurance carrier determined the reimbursement is known as what? |
Explanation of benifits |
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Medicare coverage that covers prescription drugs |
Part D |
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Not a category for referrals |
Post dated |
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Common type of referral used by managed care |
Regular |
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fee system that defines allowable charges that will be accepted by insurance carriers |
UCR |
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Amount of charges the provider would have to write off if insurance didn't cover it is known as what? |
adjustment |
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Insurance fraud and abuse may be involved in as many of what percentage of submitted medical claims |
10% |
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Why is it important for a medical assistant to understand medicare insurance coding |
Serves as basis for information on the claim form |
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What is necessary to authorize release of medical information to an insurance carrier? |
a medical release from the patient |
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Which organizations developed ICD-9-CM |
World Health Organization |
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Which applies to the coding book used to specify services and procedure preformed in the medical office? |
CPT
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How many major sections are in the current procedural terminology reference book |
Seven |
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Not included in the recommended procedure for researching CPT code #s using the index |
Choose a modifier for all diagnoses and procedures |
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Which section of the CPT book includes coding of lacerations? |
Surgery |
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Which volume is the alphabetic index of ICD-9-CM? |
Volume 2 |
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Which ICD-9-CM volume is recommended as the 1st reference when coding diagnoses? |
Volume 2 |
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What is a convention used when there is not enough information to find a more specific code? |
NEC |
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What codes are applied to an injury or poisoning? |
E codes |
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Best describes the purpose of a physians fee profile |
To reflect charges for services and reimbursement rates |
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Not affected by coding accuracy |
Resubmissions |
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Completed using data from the pts electronic health record in most offices today |
CMS 1500 |
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Information not included in coding |
counseling |
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Should be used to check for patient eligability |
Explanation of benifits |
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A record of claims sent to the insurance carrier |
Claims register |
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Not included in the insurance carriers role |
Collect co-pay from physician |
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On completion of the processing of the claim , the insurance company sends what to the insured person |
Explanation of benifits |
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Which is recommended to do first when claim is not paid within 4-6 weeks |
Call insurance carrier and ask about the delay |
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Occurs when the insurance carrier is deliberately billed a higher rate service than what was preformed to obtain greater reimbursements |
*upcoding *bundling *down coding *unbundling |
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Applies to codes used as supplements to the basic CPT systemand are required when reporting services and procedures to care/caid pts |
HCPCS |
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Volume of ICD-9-CM known as a tabular list |
Volume 2 |
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Diagnosis codes primarily with cancer registries |
M codes |
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Claim form used to filing inpatient admission claims |
Ub-04 |
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The ICD-CM 10th revision will utilize alphanumeric codes that will consist up to how many characters |
7 |
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Separating the components of a procedure and reporting them as billable codes with charges to increase reimbursement rates is known as |
unbundling |
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The new CMS-1500 form is distinguishable from the old form in that the 1500 symbol and date are located where? |
Top left margin |
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When completing the patient and insured information section on the CMS-1500 form, you should use what to seperate parts of the name? |
Commas |