The Effects Of A Car Accident On The United States Drive Cars

775 Words Sep 22nd, 2015 4 Pages
Most adults in the United States drive cars. One item that is always a possibility when operating an automobile is getting into a car accident. Car accidents can range from slight fender-benders to catastrophic events that could include the loss of life. The World Health Organization stated that 20 to 30 million people are injured in car accidents annually (Factor, Yair, Mahalel) with an estimated to 3,000 automobile fatalities worldwide each day (Factor, Yair, Mahalel). Either way, the effects of a car accident have emotional as well as monetary effects that can last from months to years depending on the severity.

From 1983 to 2004, it has been reported that 87% of motorists were involved in light accidents (Factor, Yair, Mahalel). Light traffic accidents can be classified as fender-benders, which is when two or more automobiles collide with limited force. When this occurs, the persons involved exchange insurance information, a police statement is taken and the individuals depart ways. However, the incident is not over with the parting of ways. Tickets as well as claims to an insurance policy will result in higher rates being incurred (Vallet). This leads to a ding, whether at fault or not, on the driver’s driving record, which will also result a further increase in insurance premiums (Vallet). Furthermore, even with a fender-bender, the effects continue after the initial accident. In 2012, the average collision claim was $2,950 (Harman), but depending on the…

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