Health Insurance Coverage Care Coverage Essay

1330 Words Aug 10th, 2015 null Page
Michigan provides residents with multiple options of health insurance coverage. There are several options of coverage and plans with different features in order to fit individuals and family’s needs. Insurance coverage ranges from state and federal funded programs, like Medicare and Medicaid, to employer-based insurance, and private coverage options. The sources of health insurance coverage in Michigan all have requirements and qualifications individuals and families must met to be eligible. Seniors 65 years and older, children under 18 years, low income families, and those that are employed all have a selection of coverage to choose from. The state of Michigan offers seniors 65 years and older Medicare, Medicare Supplement, and Medicare Advantage. Medicare is a federal government program that provides health coverage to seniors over 65 years of age, people who are disabled, people who have been receiving Social Security benefits for twenty-four months, and people who receive kidney dialysis treatments (Michigan, 2014). Medicare is separated into two main parts, Part A hospital coverage, and Part B medical coverage. Part A hospital coverage is financed by taxes on employers and employees, and has a deductible that individuals must pay before Medicare will pay for health services (Michigan, 2014). Once the deductible is paid, Medicare will pay a share of the covered health care expenses and the individual will be responsible for a share as well. Part A also provides coverage…

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