Essay on Genetic Testing Has Affected People Getting Life Insurance

892 Words Dec 1st, 2015 4 Pages
This paper will look at whether genetic testing has affected people getting life insurance due to the possible increase cost a higher genetic predisposition may cause. This paper will also look at certain ethnic groups to see if there is high risk of genetic discrimination due to the higher frequency in which a disease is found in their population. The two main focus of this paper will be breast cancer and Alzheimer’s disease and how genetic diagnosis affect these two diseases since they are medically-recognized alleles (BRCA gene and ε4 allele that predispose one to these diseases
Genetic Testing’s Impact on Life Insurance: Breast Cancer
Breast cancer affects about 1 in 8 women in the US, as of 2014, but has been decreasing (American Cancer Society 2014). Breast cancer is a malignant tumor that starts in the breast tissue and can spread (metastasize) to distant areas of the body. The risk factors for breast cancer include gender, ethnicity, and genetic background. Breast cancer is the second leading cause of cancer death in women, exceeded only by lung cancer, but men can get it as well (American Cancer Society 2014). Death rates from breast cancer have been declining due to the increase in screening and awareness (American Cancer Society 2014). However, the screening is not beneficial for women under the age of 50 as we saw in the film The Emperor of all Maladies. Siddharta Mukherjee. In recent years, incidence rates of breast cancer have been stable in Caucasian women,…

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