Use LEFT and RIGHT arrow keys to navigate between flashcards;
Use UP and DOWN arrow keys to flip the card;
H to show hint;
A reads text to speech;
20 Cards in this Set
- Front
- Back
|
Supreme court interpretation of civil rights act of 1866 |
All US citizens have same rate as white citizens in regards to real estate |
|
|
1964 civil rights act |
Prevents discrimination in federally assisted programs and established a Commission on Equal Employment Opportunity |
|
|
1968 fair housing act |
Created protected classes, defined acts of discrimination, define discriminatory practices |
|
|
Title VIII |
Outlined what are protected classes: Race Religion Color Sex National origin Added in 88: Familial Status, handicap |
|
|
1968 definition if discriminatory acts |
Refusing to sell or rent or negotiate with persons in a protected class; quoting different terms of persons in a protected class, discriminatory ads |
|
|
The Federal Fair Housing Act of 1968 Specifically prohibited five actions considered to be discriminatory |
Block busting Panic peddling intimidation Steering redlining |
|
|
What is Block Busting? |
Scaring owners to sell, fall stereotypes, suggested loss in value, safety |
|
|
Steering |
Directing persons to or away for a daycare neighborhood because the person is not or is the member of a protected class |
|
|
Redlining |
Restricting loans in certain areas because of protected classes, only credit worthiness may be used as a qualifier |
|
|
Article 34 in Seattle |
Until 1950, the code of ethics for realtors in Seattle did not allow for allowing introduction of different races and nationalities to a neighborhood |
|
|
For exceptions to the 1968 fair housing laws |
1. Owner of single family residence (owns 3 or leas homes, no real estate agent used, no discriminatory add, not exempt from Civil Rights act of 1866) 2. Owners of buildings that house 1-4 family units, are owner owner occupied (no discriminatory ads) 3. Religious housing, restricts occupancy based on religion ONLY And not other protected classes 4. Private clubs May limit occupancy to members, I may not allowed to be rented commercially or risk losing exemption |
|
|
With exceptions to Fair Housing Act, none of these are exemptions are from |
Enforcement of the civil rights act of 1866 |
|
|
In the context of the section, what does familial status apply to |
Families with children under 18, pregnant women, persons obtaining custody of children under 18 |
|
|
Reasonable Occupancy Standards (landlords can enforce) |
Two persons to a bedroom (US v Badgett- court said Landlord could not turn down apartment for a mother and her small child in the same bedroom) Not a bedroom if you have to pass through it to get to another room |
|
|
BOCA (building owners and code administrators) standards |
Approved by HUD Minimum of 150 ft.² for first occupant and 100 ft.² for each additional occupant Minimum 70 ft.² for sleeping area of a single occupant, minimum 50 ft.² for each Occupant in multiple sleeping areas |
|
|
Senior Exemption |
To qualify Property must be occupied solely by people age 62 are older, or by household, 80% of which have one member 55 or older |
|
|
I have a real estate agent find the seller or Landlord intends to discriminate against a member of a protected class… |
The agent should immediately terminate the relationship, explain decision in writing, you should also an explanation to all others involved in the transaction |
|
|
What if a buyer asked about specific neighborhoods? |
The fair housing act doesn’t for bed buyers or renters from preferring certain locations, however, housing and urban development has stated the buyers representatives could be liable for violating the fair housing act if they follow discriminatory instructions of their clients |
|
|
How to say the right things in ads and not violate fair housing |
Emphasize property details Avoid selective advertising (that might make people suspect you are limiting the awareness of the property among protected groups) Use broad base advertising, representative photos that do not infer any preference for example example |
|
|
the Fair Housing Logo is required |
In print as a column 4 inches or larger |
