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66 Cards in this Set

  • Front
  • Back

Mrs. Caulfield is an 80-year-old female with Medicare as her primary insurance carrier. Mrs. Caulfield also has Metlife to cover her Medicare annual deductible and 20% of charges not covered by medicare. Metlife is a type of _____________ policy for Mrs. Caulfield.

medigap

A medical discount card is or is not a health insurance ID card

is not

Suzie Smith pays $25 at each office visit to her primary care provider. This amount is her responsibility to pay per her insurance coverage. This type of payment before each office visit is called a _______.

copay

Preferred provider organizations (PPO) and health maintenance organizations (HMO) are examples of ____ ____ ____.

managed care plans

A medical insurance coverage policy requires the policyholder to pay a monthly ______________.

premium

Medicare is a type of ________ insurance plan

managed care

Medigap is or is not a type of primary insurance coverage

is not

The amount of a patient's co-payment is found on his or her ___ ___ ____.

insurance ID card

A 25-year-old single female has coverage with her employer. This person does not have any children. She has a(n) _______________ type of insurance

individual

Why is it important to copy both the front & back of an insurance card?

The front contains billing info such as group and policy numbers, subscribers, etc. The back contains the address to which you submit claims.

A patient who has no health insurance is called

self pay

The insurance that is billed first for the patient is called

primary

Another name for secondary insurance is

supplemental

List three synonyms for the term policyholder

subscriber, beneficiary, insured

Describe the difference between co-payment and co-insurance

Co-payment is the set amount a subscriber pays for each service, while a co-insurance is a set percentage the insured pays of the cost of each service

A nongovernmental plan that usually pays 80 percent and makes the patient responsible for 20 percent is called an _____ plan

indemnity

CMS stands for

Centers for Medicare and Medicaid Services

2 plans regulated by CMS are

Medicare, Medicaid

CMS contracts with a ____ to pay Part B claims

carrier

List 3 types of medical care plans that require a patient to pay a co-payment

PPO, HMO, POS

List 5 types of managed care plans

HMO, PPO, POS, Medicare managed care plan, Medicaid managed care plan

Describe the difference between in network and out of network

In network means the medical providers you are visiting are contracted into your managed care plan, while out of network means that they are not.

Describe what capitation means and list an advantage and disadvantage of capitation

Capitation means a monthly payment is being made to a provider for patients seen within an HMO plan. The advantage being if patients are not seen in that month the provider will still see payment, the disadvantage being if the provider sees a patient multiple times the amount paid does not increase.

Describe fee-for-service arrangements

System in which the physician is paid a specific amount for each service

Some plans require that a patient obtain a _____ to see a specialist

referral

Name 3 types of Tricare plans

Tricare Prime


Tricare Standard


Tricare Extra

Which 2 Tricare plans are available only to retired service members and their families

Standard, Extra

Two health plans that refer to their members as beneficiaries are ___ and ___

Medicare, Tricare


Give an example of new health insurance coverage that some insurance companies now offer

employee/significant other

Which health insurance plan premiums increase as the family size increases

Medicaid Managed Care Plan

Describe what a medical discount card is and how it differs from the health insurance ID card

A card that a patient can receive a discount from on services if the provider participates. No money is paid for the services like in an insurance situation.

Numbers, letters, or a combination of both describing procedures, services, and diagnoses are called

codes

The coding system used to report services, supplies, injections/medicine, and durable medical equipment



HCPCS


The coding manual that includes Evaluation and Management codes (99201-99499) is the

CPT manual

A modifier is a _____ character _____, ____ or _________ descriptor

2


alpha, numeric


alpha-numeric

4 examples of modifier usage

An additional service was performed


Unusual events occurred


Referencing a specific body site


Only part of a service was performed


These codes are easily identified due to the alphanumeric nature, i.e. J3265

HCPCS

Procedures and E/M codes are reported using

CPT aka Level 1 codes

2 types of modifiers are

CPT & HCPCS

A ______ modifier can be used with either a CPT or national code

HCPCS

Code used to report Diagnosis is an

ICD-9 code

Name the 2 volumes of ICD-9-CM used for physician billing

Volume 1


Volume 2

Which volume of the ICD-9 manual is alphabetical

volume 2

Codes used to report external causes of injury are called

E-codes

Codes used to report a patient seen for a reason other than injury or disease

V-codes

Accurate coding reduces the risk of

audit from insurance companies

A new patient is one who has never been seen or who has not been seen in the past _____ _____

36 months

Another name for the superbill

encounter form

Superbill

form listing CPT, HCPCS, and ICD-9 codes used to record services performed for the patient and the patient's diagnosis(es) for a given visit

Privacy enforcement in the office is regulated by

HIPAA

History, physical exam info, and diagnoses related to a patient are kept in the

medical chart

Person responsible for assigning an ICD-9 code on a superbill

The coder or the physician

Codes used for hospital visits are found on the

hospital sheet

What is the importance of a thoroughly completed patient registration form?

A thoroughly completed registration form will provide additional contact information if the need for collection arises

How might a physician present his hospital billing to the medical biller if a hospital sheet is not used

On the admit/discharge sheet

How does the frequency of billing vary from office to office, or if working for a medical billing company?

Some may submit claims daily, once a week, or twice weekly. Medical billing companies may submit on a weekly basis.


Index to diseases

ICD-9-CM Volume 2

ICD-9-CM volume 3

used to code "inpatient" hospital procedures

Each procedure code ______ ___ ____to a diagnosis code on the claim form

must be linked

Evaluation and Management (E/M) codes for Office visits distinguish patients as

New or Established

For an office visit an ___________ or ________ is used to record CPT and ICD-9 codes

encounter form , superbill

HIPAA is defined as

Health Insurance Portability and Accountability Act

This sheet is generated at hospital release and lists patient demographic information

Admit/discharge sheet


Dr. Baker sees eight patients on her rounds at a local hospital. Which individual would typically complete the hospital billing sheet for these eight patients?

Dr. Baker

In relation to Tricare Prime, the insurance coverage for military personnel, what does the acronym MTF mean?

Military Treatment Facility

A _________ is when a patient is referred to a provider (usually a specialist) for their "opinion or advise" regarding the patients illness/ disease or injury at the request of another provider these services can be rendered in the hospital or in an office setting.

consult(ation)